JC Financial

Beware Of Processor

Torture, plain and simple.  Bill Chung cost me thousands of dollars by playing float to earn a larger commission, and not locking my rate when I was told it was done.

Make sure you demand the rate lock confirmation directly from the wholesaler.

Did not stay on top of things. Blew past two lock dates. Did not answer emails or phone calls.

Then, when I finally got him on the phone, he used obscenities and told me that my loan was delaying because I asked too many questions.

If you are going to use JC Financial, do not use “Billy” aka Jung Chung.

Also beware of processor Brandie.  Not the sharpest pencil in the box.

Speaks like she is on top of it..and knows what she is doing…but she doesn’t have the slightest idea.

Is JC Financial legit?
JC Financial is not a legit business owner or provider. They are not aggressive towards their customer satisfaction and complaint grievance, and hence 4 consumer(s) was/were given a JC Financial as a negative rating, and only a few left positive feedbacks.
Where is JC Financial located?
JC Financial is headquarted at 1190 S Elmhurst Rd Mount Prospect, IL 60056. We do not have any affiliation with the better business bureau or yelp reviews platform. You can contact JC Financial by dialing (847) 806-5005 or visit their website N/A.
How much monetary loss is incurred by JC Financial’s customers?
According to the reviews posted by JC Financial’s customers, US $1224 was the total loss incurred, and hence the severity of the scam is medium.

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4 Reviews on JC Financial

  1. Jake is very helpful and efficient throughout the whole process.

    Jake is very helpful and efficient throughout the whole process. We’ve encountered a little difficulties near the closing but I believe it might be more on the banks side.

    Overall the process is clean and fast and we successfully moved into our current townhouse shortly afterwards. Jake stayed professional and explained to me the details of all expected expenses. I’m satisfied with the experience working with J.C Financial and would come back if we’re to buy another house.

  2. Jake is very professional and able to fulfill all my need on time.

    Jake and his team were great and very informative throughout the whole process. They did a great job in helping me with secure a mortgage for my new home.

    Jake is very professional and able to fulfill all my need on time. I cannot imagine having a better experience with another mortgage firm. I highly recommend his services to everyone 🙂

  3. I originally went with another broker for a home I was purchasing.

    I originally went with another broker for a home I was purchasing. The process started out well until he went MIA. No communication, no returned calls. I was getting nervous so I called JC Financial at the recommendation of a friend. Closing was 4 weeks out and I needed a fast closing. Got my loan approved in less than 3 weeks.

    Was amazed at how efficient and knowledgeable the folks at JC Financial were. Also, the rate I got was better than what the original broker offered me which was a huge bonus! I’ve heard horror stories about the loan process but JC Financial made it smooth.

  4. Not the sharpest pencil in the box.

    Bill Chung cost me thousands of dollars by playing float to earn a larger commission, and not locking my rate when I was told it was done. Make sure you demand the rate lock confirmation directly from the wholesaler.
    Did not stay on top of things. Blew past two lock dates.

    Did not answer emails or phone calls. Then, when I finally got him on the phone, he used obscenities and told me that my loan was delaying because I asked too many questions. If you are going to use JC Financial, do not use “Billy” aka Jung Chung. Also beware of processor Brandie. Not the sharpest pencil in the box.

Reviews:4
Reported Loss :1224 $
Severity of Scam :Medium
Reported by : Anonymous
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