FM Home Loans – Manhattan
Unprofessional ExperienceI actually give them zero stars for a completely unprofessional experience and I have to laugh that their self-description is: “we are relationship based.” started out pre approved.
Then received a commitment letter with a few conditions and now am buried under so many obtuse document requests I’m close to tears.
This isn’t my first mortgage, so I know how a loan is supposed to go but here I am, more than 60 days later, having jumped through a gazillion hoops, yet have no loan and no rejection letter.
The sellers are getting impatient/angry, I look like a fool, and I am literally exhausted from having provided them with document after document.
So what was so bad? after reminding them I’d be in Europe for vacation and unreachable and asking if they’d need anything so I could handle it before I left, crickets.
Then, wasn’t in Europe for a day when I got a panicked call demanding I send a number of supporting documents immediately.
A week or so later, the woman who was handling my account said she was sending over some information.
lol. thought it was going to be my commitment letter, but instead it was a notice of her leaving the company.
After 60 days, a quick call to another mortgage broker taught me when a bank keeps asking for more and more documents, they are NOT ever going to lend.
How is it everyone knows this but not fm home loans? ugh. I’d use anyone but them.
Highly recommended!
The best! Very fast, efficient, always (I mean, being with you on email at midnight!) available, flexible, with a good crew of processors and closers. Highly recommended!
Without fail, each person I have been in contact with was efficient, professional, prompt and friendly.
This is the second time I have refinanced my home mortgage through the professionals at First Meridian Mortgage and I highly recommend them. Without fail, each person I have been in contact with was efficient, professional, prompt and friendly.
I received the best rate from them, and I shopped around quite a bit.
The whole process from application to the final signing was practically effortless. Alyse Mitnick in particular has been enormously helpful, and has gone out of her way to make sure I received the best service possible.
Chanelle Nardella of First Meridian assisted her and was just as pleasant and competent.
As someone who dreads the whole refinancing process, I wish to state that Alyse Mitnick definitely changed my feeling about it. She walked me step by step through the process, explaining everything and answering dozens of questions, always patiently and friendly.
Chanelle Nardella of First Meridian assisted her and was just as pleasant and competent. Both Alyse and Chanelle were always available and always answered questions promptly. I would not hesitate to recommend Alyse and FMM to anyone thinking of refinancing.