People’s Community Federal Credit Union

Terrible Service

Terrible service, excessive fees. Charged $2.99 each for both my wife and I to change our address when we moved. ?boggle

Tellers that apparently are unable to read a deposit slip, they have to ask if you’re making a deposit, and then deposit to the wrong account type, checking instead of savings.

The interest rate is a come on, they only pay it up to a small amount for a limited time and have a lot of hoops to jump through to get the advertised rate and if you don’t meet them, it disqualifies you for 6 months.

If your looking for that big New York bank feel from a small local credit union, this is the place for you.

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3 reviews on People’s Community Federal Credit Union

  1. Might as well bank with Wells Fargo!

    I’d give People’s CCU a zero if that were an option. $5 fee/charge to open a savings account, plus a hard pull of my credit report. Then a 2nd hard pull of my credit report the next day to review my credit for a car refi application (really, was that necessary?) to ultimately determine that although I have perfect payment history (over 5 years) on my current car loan, and a few thousand dollars equity in excess of the loan app.,

    it was just too much of a risk for them to finance my car at $200/month less than my current loan (my not-yet consolidated deferred student loans scared them).

    After the opening fee and the double-credit-pull ding, they then charged a $10 fee when I closed the account. So out of my $55 initial mandatory opening deposit to apply for the car refi, I got $40 back and the CU ate $15 in fees and dinged my credit. Rate them R for Rip-Off. Their ads are hype. They really do not care. Might as well bank with Wells Fargo!

  2. Terrible service, excessive fees.

    Tellers that apparently are unable to read a deposit slip, they have to ask if you’re making a deposit, and then deposit to the wrong account type, checking instead of savings.

    The interest rate is a come on, they only pay it up to a small amount for a limited time and have a lot of hoops to jump through to get the advertised rate and if you don’t meet them, it disqualifies you for 6 months.

  3. They claim your not a number that you are a person. LIARS.

    They promise 7.5% interest on savings. Only on a small amount and then if by some unforseen act your your checking gets even a penny under $100, they will cut your interest rate for that quarter and the following quarter (TOTAL OF 6 MONTH) to less than half a percent. LIARS!!!! Run for the hills and take your business to someone who will really treat you like a person.

Northeast Hazel Dell Avenue 7403
Vancouver 98665 WA US
Get directions
Reviews: 3
Reported Loss : 3625 $
Severity of Scam : Extremely High
Reported by : Anonymous
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