Home Loans Assist

Home Loans Assist is a ripoff

Home Loans Assist is a ripoff. You can literally do everything they do by yourself. Just contact the credit bureaus yourself and dispute the claims.

It literally takes no more than maybe an hour of your time, and Home Loans Assist charge $100 monthly for that.

Also, they only guarantee that they will remove at least 50% of false claims on your report. So its not even guaranteed that they will take it all off.

And it also has to be false. You can’t get things disputed off your credit report that are correct. In other words, you can’t get a bankruptcy removed either.

This company misleads customers into a contract on the phone. My caller said that I could get a bankruptcy removed, but this is not true.

These guys are pretty much scammers. You are just wasting $629 by doing business with them for work that you could do yourself for a couple of hours.

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Home Loans Assist reviews are no way affiliated with yelp & reddit. Their business is located at 1499 W 121st Ave #320, Westminster, CO 80234, USA. Home Loans Assist could be contacted by dialing (888) 795-9088 or logging on their website homeloansassist.com. Home Loans Assist business page on Dirty Scam received 28 consumers reviews/complaints, page views and 2251$ of monetary losses. The most of the users reported the severity of the scam is High.
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28 reviews on Home Loans Assist

  1. do not waste a penny with these guys.

    do not waste a penny with these guys. take your money, never give you an update, never get results and after you question them they give you a big time sales pitch. I have not only had to fire them but the broker that sent me them is out too.

  2. DO NOT USE THIS COMPANY UNLESS YOU HAVE TO BURN

    If there was a lower star I would give it. DO NOT USE THIS COMPANY UNLESS YOU HAVE $1500 TO BURN. NEVER EVER gave me updates, just hit my card every month for 7 months. Referred by mortgage broker which I have now fired. These guys lie and only do a hard sell .

    PLEASE stay away. There are real legit companies out there besides this group. ALL employees have the same lying sales pitch.

  3. This company is a complete SCAM

    This company is a complete SCAM!!!!! I was referred by a lender to help boost my credit score so I could get a better interest rate on a loan. Under their care, my credit score dropped over 40 points, and since they refused to cancel my account when I called and email, they stole an additional $500 from me. NEVER use this company, you will be sorry.

  4. Bad Scammer

    Ty knew exactly what I needed and will start searching up the info that is needed to finish and then the 5th star will come.!!!

  5. I called that day to have them refund the money.

    When I researched more on the internet that day I realized my mistake and called to cancel. They did not refund me my $58.00 until I set up a stop payment with my bank.

    In addition, they promised in a voicemail to never charge me again. A month later they charged my accoun $198.00. I called that day to have them refund the money.

  6. Do not walk, RUN away from this company.

    Do not walk, RUN away from this company. You will pay them to ignore you. And don’t try to cancel your service, because then they disappear and continue to charge you. Emails, phone calls, fax even certified letters will not work. RUN!!!!

  7. I am not satisfied at all!!

    These people will take advantage of your account. We started using them in May and the first time was $29 and it was supposed to be $99 each month after but they debited my card each month for $198.

    This is September and we told them that we no longer needed their services but they still debited my card. For 3 months of work they have charged us $800. We are trying to get our money back that they took unlawfully and we are closing that account.

    PLEASE keep a check on your account DAILY if you use this company. Think twice, or maybe four times before using them.

  8. This is a scam!!

    I was reffered to home loan assist by my mortgage broker to remove a couple inquiry’s. Once I enlisted and paid them I had no communication unless i called more than 3 times a day.

    After I called and emailed to cancel service they still have been charginging me monthly. I have filed a complaint with the BBB along with other customers. Do not waste your time and money to do something you can do yourself. This is a scam!!

  9. Scammer

    We have been paying Home Loan Assist for almost 5 months. They have done absolutely nothing to help us. They have disputed everything and stirred up so much chaos my score has gone DOWN!

    Now we cannot buy a house anytime soon because a small mess has turned into a HUGE mess!! Also, one bureau needed ID verification which we provided to Home Loan Assist everything MONTHS ago!!!!

    Jana just informed me today, that she has has not received ANY INFORMATION in FIVE months from the bureaus because they have not sent in his ID verification!! We have paying them $100 every month

  10. I know, Im the dummy for relying on them.

    These people get 0 stars. A mortgage banker referred me to them and all they did was dispute EVERYTHING on my credit report. I cannot get a home loan because of this. Now I actually have to undo the the disputes myself, so I paid them for nothing.

    Either they are uninformed or just evil, both of which are unacceptable. Oh yeah, and when I started to question them about the progress they weren’t making I was put on hold for long periods of time and Mr Brewer was always unavailable. I know, Im the dummy for relying on them.

  11. This company was beyond terrible and I encourage you to not be as naive as I was.

    This company was beyond terrible and I encourage you to not be as naive as I was. When I called to get assistance cleaning up my credit, I was never informed by an agent that all of the services they were providing were ones I could easily do myself.

    In addition, they took my credit card over the phone and immediately charged me for services they had not provided yet. When I researched more on the internet that day I realized my mistake and called to cancel.

    They did not refund me my $58.00 until I set up a stop payment with my bank. In addition, they promised in a voicemail to never charge me again. A month later they charged my accoun $198.00. I called that day to have them refund the money. They promised to do so but at that point never followed through.

  12. They are also known as "National Credit Care LLC."

    Whether or not these people do decent credit cleaning, I do not know. However, I do know that they are terrible at accounting and closing accounts. They also do not issue refunds unless you are aggressive. If you are looking to clean up your credit, there are many non-profit groups to help.

    Join a local credit union – many can provide those services free of charge with people you can trust. Don’t be naive like I was, avoid Home Loans Assist at all costs. They are also known as “National Credit Care LLC.”

  13. Thank u Candice

    Candice was very helpful she did a great job assisting me and answering all my questions. Thank u Candice

  14. I am absolutely a satisfied customer.

    HLA did a great job looking out for our interests in an industry where the consumer usually has little power and no recourse, but they changed all that. They helped improve my credit score by over 50 pts – and it’s all legit.

    They are using the system’s own rules against the system – instead of other way around which is how it usually goes. And when you’re done – no strings – no catch – just call them and close your account. I am absolutely a satisfied customer.

  15. Taylor Major has really helped me out over the past month.

    Taylor Major has really helped me out over the past month. Very pleasant, understanding detailed about the process very informative all around great guy to interact with!!!

  16. Scammer

    Tony Chiarelli was Not wonderful. He helped me so much to understand what was going on with my credit and to help me figure out where I was standing with my scores.

  17. I am absolutely a satisfied customer.

    HLA did a great job looking out for our interests in an industry where the consumer usually has little power and no recourse, but they changed all that. They helped improve my credit score by over 50 pts – and it’s all legit.

    They are using the system’s own rules against the system – instead of other way around which is how it usually goes. And when you’re done – no strings – no catch – just call them and close your account. I am absolutely a satisfied customer.

  18. Never Again

    I was concerned about the process because I had not spoken with anyone and was really considering canceling all together. But I spoke with Kristina and she reassured me that the process was working and that things are moving along as they should.

    After speaking with her I felt at ease that this is worth it and the end goal will be in sight. Thanks Kristina for speaking with me and taking the time to let me know that HLA is working on my behalf. Thanks

  19. I recommend this company if you're looking to clean up your credit report.

    Home Loan Assist was suggested to me by a loan officer during a refinance application. They have been very successful resolving some negatives on our credit report. On top of that they have explained every step of the procedure and delivered on what they said.

    Every agent I’ve spoken to have been extremely helpful and friendly. Most recently I spoke to Kristina Davidson. She was very fun and outgoing. I recommend this company if you’re looking to clean up your credit report.

  20. Poor Service

    We have been with them over a year and they helped my husband’s credit enough that we were able to purchase a house and close on it last week! A little frustrated over the course of the year’s time but that’s why I gave them 4 stars instead of a full 5. I am a creature of habit and once I speak with someone I would like to keep speaking with them and we had a big turn over for a while and our rep kept changing.

  21. I would like to say that I am having great success with Home Loans Assist.

    Hi All, I would like to say that I am having great success with Home Loans Assist. I had two Reps who were very nice and extremely knowledgeable. Recently I called, and was taken care of by Megan Cole. She too was great! She answered all my questions to my satisfaction.

    She was patient, listened carefully and assured me in all my concerns. She was also very friendly and spoke highly of her colleagues when I mentioned the others I had already spoken with. I felt safe with her as I have with the others. It’s great to be able to trust all of the Reps and feels good to know they are working hard to help with all your concerns.

  22. I look forward to continuing to work with her and her team.

    Karina Parry Has been great with my account. I started their servie at the end of January and have already seen great improvements. She took her time to call me today and speak with me about each matter on my report and answered any questions I had. I look forward to continuing to work with her and her team.

  23. I am very satisfied!

    Monique was extremely helpful. I am very satisfied!

  24. I am very satisfied!

    Monique was extremely helpful. I am very satisfied!

  25. There are no courtesy removals or updates.

    I have seen a number of reviews on this site with the same theme- “all they do is send out letters of deletion.” This is obviously written by someone who does not understand the process of credit repair or has never tried to do it on their own.

    The ONLY way to repair credit is through repetitive, constant badgering of creditors to correct errors and remove items, and the ONLY way to do that is in writing. There is no “negotiating” to fix a credit situation. ALL credit companies will spew back at you that they are just following the “fair credit reporting act” and are obligated by law to report all information that they deem accurate.

    There are no courtesy removals or updates. It is a painstaking, frustrating process. I, for one, a thrilled to have a company like HLA on my side who never judges, always seems willing to go after any piece of information on my credit report, and who has done so with good humor and dedication.

    I absolutely feel that this company is well worth the money they charge per month, especially since credit has become such an important part of our lives, and since a poor credit score has far reaching, often long term effects.

    If you are expecting HLA to fix all your credit problems with no effort, involvement or sacrifice on our part then you are sorely mistaken and need to educate yourself quickly. After all, it is not the fault of HLA that your credit is as it is. There is no magic pill to cure everything. Thank you HLA for all you have done for me and for your wise and timely advice!

  26. Karina is a very sweet and helpful.

    Karina is a very sweet and helpful. She answered all my questioned and made sure I stayed on track to keep my credit score going up.

  27. Taylor Major is the only guy I would work with again at this company.

    Taylor Major is the only guy I would work with again at this company. He didn’t give me the tired salesman pitch everyone else did, he returned my calls and emails promptly with an accurate detail on the activity within my account.

    The company as a whole did a great job boosting my credit score to buy a new home, but the customer service from everyone but Taylor and Andrew N. was awful.

  28. He explained everything and listen careful to my concerns.

    My customer service Rep Taylor Major was absolutely fantastic to work with this morning. He displayed GREAT customer service. It was a pleasure working with him to get my issue’s resolved quickly. He explained everything and listen careful to my concerns.

West 121st Avenue 1499
Westminster 80234 CO US
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Reviews:28
Reported Loss :2251 $
Severity of Scam :High
Reported by : Anonymous
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FAQs

Is Home Loans Assist a scam?
Yes, Home Loans Assist is a scam and a bad service provider as per the report filed on dirtyscam.com, They are not aggressive toward their customer satisfaction and complaint grievance.
Is Home Loans Assist a legit?
No, Home Loans Assist is not a legit business owner or provider, you should take all precautions/measures before buying or using their services.
How many reviews submitted by Home Loans Assist consumers?
There is/are 28 review(s) posted about Home Loans Assist and its indicate that the severity of the scam is High.
Where is Home Loans Assist located?
Home Loans Assist is located at 1499 W 121st Ave #320, Westminster, CO 80234, USA.
How much monetary losses incurred by Home Loans Assist customers?
2251 $ monetary losses incurred by Home Loans Assist customers.