My experience with Capital Title was horrible. I would advise everyone and anyone to stay away.
Long story short- I was the seller, someone else was the buyer on a transaction that was supposed to close on a Friday.
My agent and I were working with title during the week of closing to make sure we had the appointment setup and no issues.
As of Wednesday afternoon, Capital Title went silent. So we continued to call and push and got no answer.
Finally, on Friday (the day of closing) after calling and emailing all day, I received a call at 4:40 p.m. from a guy named Sebastian (not the girl with whom I had been working).
Sebastian explained to me that he was a lawyer and owner and that I am in breach of contract because I didn’t close on this transaction.
He then stated that he would have a mobile notary sent out to my house on Friday evening to sign.
I told him I would wait for this mobile notary. He then went back and said we would have to close on Monday or Tuesday.
As it turns out, Sebastian is part of a wholesaling group and gets houses under contract and then assigns the contract to investors.
Not only did he fail to disclose this information to me as we asked numerous time, but he failed to put assignment language in the contract to be able to legally do so.
I explained to him that I would sue for specific performance under my contract if they didn’t close by Tuesday.
We ultimately closed on Tuesday and funded on Wednesday.
Sebastian never called and apologized or tried to make it right.
This company is not only negligence in their duties to their customers/client but shady as well.
I would never, ever do business with them or the “owner” Sebastian, and I would advise you to stay away as well.
I’m an attorney, so at least I know my options without consulting anyone; however, you may not be so lucky!