After careful research, I found out that E A Buck Financial Services do not shop around and look for the better product for you, they only sell one product from a very expensive low rated company – Midland.
I heard the shpiel from them and even sat thru a meeting and was ready to turn some of my friends on to them that are retiring from several public utility companies but it seems that they insinuate that they help you with their planning when all it is is a commission-based sales tactic.
This company pays them higher commissions on the product than any other company so you are really not getting a good deal.
I also had a recent dealing with the dictator of the company, Katie Buck which left myself and another person I know with a very bad taste in our mouths.
You would do much, much better finding a true financial expert who can and will shop around with your best interest and wallet in mind.