I was a customer of OneAZ Credit Union for over 20 years, auto deposit and never so much as a bounced check. When I lost my job and had to short sale my house, they threatened to assign a lien against my car (It was only $7,500 left on the home improvement loan.)
I got the BBB involved, and they finally agreed to the short sale. So they filed against my credit for the short sale in 2012.
I was shocked that they then reported the SAME LOAN as a credit card write-off on my credit 4 years later in 2016.
Then I had to pay taxes on the ‘home loan’ write off. How can they legally double – dip on the accounting – and screw my credit up for an additional 4 years?
I have submitted a dispute and will contact the BBB.