Loan Rebate

Lack Of Knowledge Of The Process

I hired David based on his reviews He screwed up my application based on his lack of knowledge of the process.

That was quite a feat since I had a well paid job and my credit score was over 800.

He had me incurred costs that was not refundable before the lender approved me.

Even though it was his mistake due to his lack of knowledge, he would not pay the costs, or even split it.

I recommend that you deal directly with a lender.

Using David gives you the false assurance that he is taking care of you, when he puts his own interests first.

WEIRD:  I wrote the same review on zillow.com and it never showed up!

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Loan Rebate reviews are no way affiliated with yelp & reddit. Their business is located at 11622 El Camino Real, San Diego, CA 92130, USA. Loan Rebate could be contacted by dialing (858) 925-7025 or logging on their website loanrebateinc.com. Loan Rebate business page on Dirty Scam received 4 consumers reviews/complaints, page views and 6255$ of monetary losses. The most of the users reported the severity of the scam is Medium.
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4 reviews on Loan Rebate

  1. If I ever buy another home or refinance, he will be the first person I reach out to!

    David was recommended to me by a friend and I am so glad that I reached out to him about refinancing my home. I had gone to several brokers trying to find a lower rate and time and time again they said they couldn’t do anything for me.

    I gave David the specifics of what I was looking for and within a day he was able to quote me the rate I was looking for. He made the process go smoothly and timely and was very helpful and patient in answering my questions. I 100% recommend him. If I ever buy another home or refinance, he will be the first person I reach out to!

  2. Can't recommend him enough.

    David Chin at HomeLoanRebate was a joy to work with. Personable, knowledgeable, incredibly responsive, and able to explain complex info in simple terms. I felt completely confident working with David, and he got me a great rate on my refi. Can’t recommend him enough.

  3. A few months later, we did a refinance on an investment property.

    When I met David through a friend, I was already in escrow to purchase my first house. Even though I was already locked into another loan company, David gave me a wealth of information and recommended another product that would even be more cost-effective for my financial situation.

    Too bad I met him too late. After the 1st house transaction was done, David and I kept in touch and I found him very accessible and always quick to return calls/emails/texts. Even though there were no immediate business, David was very open to my questions, answering each thoroughly.

    Throughout the escrow process, David was fully engaged. When the escrow officer needed some documents, David would respond back quickly saying why some of them weren’t needed – always a good thing not having to send SO many docs to escrow! Needless to say, the refi was a complete success and I have done a couple more loans with David – haven’t looked back since.

  4. We will definitely use David again when it comes time to refinance.

    My wife and I used David to broker our home loan. In a nutshell, David was awesome. Being new to the California home buying market, David took the time to answer all our questions…and believe me…we had alot of questions. David never once lost this patience with us.

    David also made himself available pretty much late into the evenings. Many evenings my wife and I would think of something we needed answered in the morning so we would shoot him an email late at night. Much to our surprise, David would answer our email very late in the evenings.

    When it came time to sign our final loan and escrow documents, David was on the phone late at night with us confirming all the numbers while the notary was there. My biggest pet peeve are people that don’t return phone calls promptly.

    David ALWAYS returned phone calls and emails within a few minutes. To us…that counts more toward service more than anything else. Besides his availability, his knowledge and communication skills are also superb.

    Last but not least, we got quotes for our home purchase loan from multiple lenders and Loan Rebate was the least expensive rate we found. We will definitely use David again when it comes time to refinance.

El Camino Real 11622
San Diego 92130 CA US
Get directions
Reviews:4
Reported Loss :6255 $
Severity of Scam :Medium
Reported by : Anonymous
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