Loan Rebate

Lack Of Knowledge Of The Process

I hired David based on his reviews He screwed up my application based on his lack of knowledge of the process.

That was quite a feat since I had a well paid job and my credit score was over 800.

He had me incurred costs that was not refundable before the lender approved me.

Even though it was his mistake due to his lack of knowledge, he would not pay the costs, or even split it.

I recommend that you deal directly with a lender.

Using David gives you the false assurance that he is taking care of you, when he puts his own interests first.

WEIRD:  I wrote the same review on and it never showed up!

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3 reviews on Loan Rebate

  1. If I ever buy another home or refinance, he will be the first person I reach out to!

    David was recommended to me by a friend and I am so glad that I reached out to him about refinancing my home. I had gone to several brokers trying to find a lower rate and time and time again they said they couldn’t do anything for me.

    I gave David the specifics of what I was looking for and within a day he was able to quote me the rate I was looking for. He made the process go smoothly and timely and was very helpful and patient in answering my questions. I 100% recommend him. If I ever buy another home or refinance, he will be the first person I reach out to!

  2. Can't recommend him enough.

    David Chin at HomeLoanRebate was a joy to work with. Personable, knowledgeable, incredibly responsive, and able to explain complex info in simple terms. I felt completely confident working with David, and he got me a great rate on my refi. Can’t recommend him enough.

  3. A few months later, we did a refinance on an investment property.

    When I met David through a friend, I was already in escrow to purchase my first house. Even though I was already locked into another loan company, David gave me a wealth of information and recommended another product that would even be more cost-effective for my financial situation.

    Too bad I met him too late. After the 1st house transaction was done, David and I kept in touch and I found him very accessible and always quick to return calls/emails/texts. Even though there were no immediate business, David was very open to my questions, answering each thoroughly.

    Throughout the escrow process, David was fully engaged. When the escrow officer needed some documents, David would respond back quickly saying why some of them weren’t needed – always a good thing not having to send SO many docs to escrow! Needless to say, the refi was a complete success and I have done a couple more loans with David – haven’t looked back since.

El Camino Real 11622
San Diego 92130 CA US
Get directions
Reported Loss :6255 $
Severity of Scam :Medium
Reported by : Anonymous
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