Embrace Home Loans

Waste of Time

Lost the opportunity to purchase a really nice home (foreclosure) because of the Embrace loan officers inexperience with Embrace Home Loans requirements for inspections and such.

We were given misinformation on hiring a renovation contractor which resulted in otherwise avoidable delays.

The home went to a buyer with a knowledgeable lender. There are better more qualified lenders around than Embrace.

Do a little searching and you’re sure to find one. Dealing with Embrace was a problematic waste of time.

The reviews, complaints and scams posted about Embrace Home Loans is permanent record located at dirtyscam.com/reviews/embrace-home-loans/ Search for all reviews, complaints, scams and lawsuits about Embrace Home Loans
Embrace Home Loans reviews are no way affiliated with yelp & reddit. Their business is located at 5341 Limestone Rd #101, Wilmington, DE 19808, USA. Embrace Home Loans could be contacted by dialing (302) 657-0181 or logging on their website embracehomeloans.com. Embrace Home Loans business page on Dirty Scam received 9 consumers reviews/complaints, page views and 2145$ of monetary losses. The most of the users reported the severity of the scam is High.
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9 reviews on Embrace Home Loans

  1. What a disgusting experience.

    The first statement was, if your credit score is below 580, we can’t help you. Then I can’t believe, he hung up. Didn’t have the courtesy to continue the conversation. His name was Anthony and it was at 7:56 pm on March 25th. What a despicable human being he was.

    The company should be ashamed with his behavior considering I have 100k in equity in my house and own free and clear another house valued at 125k that I wanted to talk about leveraging for a loan to help medical bills. What a disgusting experience.

  2. Horrible experience with this company as of.

    Horrible experience with this company as of. As an experience Re/Max realtor I would NEVER EVER use this company. The lender Nocholas Rozek completely lied on the lenders questionnaire I sent him as I was inquiring as to the ability to purchase of his buyer client that placed an offer on my listing.

    This is a process experienced agents do reduce placing a property back on the market when unqualified buyers make offers based on incorrect or falls pre-approval issued by lazy, inexperienced or incompetent lenders. He is so thirsty to give a buyer a pre-approval without TRULY verifying if they are able to qualify and afford the loan program in question that they ruin sellers AND buyers lives. He assured my sellers that the buyer’s income had been verified while this was not the case.

  3. Shred their letter and call an honest company instead.

    I caution everyone to stay away from this company. I wish I had never heard of them. They bilked me out of $375 for a worthless appraisal. Their own paperwork says they have an interest in the appraiser they use. After they denied my “pre-approved” refinancing, I talked to a more reputable mortgage company rep.

    He said that, based on my credit score, they were never serious about refinancing my mortgage, and I should ask for my money back. Of course, they have refused to refund my money. I should have known that an unsolicited offer would be a scam. Please, don’t make the mistake I made. Shred their letter and call an honest company instead.

  4. What a disgusting experience.

    The company should be ashamed with his behavior considering I have 100k in equity in my house and own free and clear another house valued at 125k that I wanted to talk about leveraging for a loan to help medical bills. What a disgusting experience.

  5. JUST BEWARE!!!

    They are very friendly and will help in every way, but beware they will charge you extra fees and hit you with a half point fee so you get a better rate without telling. The company does a unprofessional job overall.

    I backed out of the deal because my closing cost went from 3600 to 5300 and they were angry with me because i questioned all the fees. JUST BEWARE!!!

  6. I have had a horrible experience with Embrace

    From the start, I have had a horrible experience with Embrace – failure to lock in my rate, poor communication, and, in my perception, using bait and switch tactics. I have to say the worst part of working with this company has been how I was personally treated.

    Multiple times, I was spoken to in a condescending and demeaning manner by both the loan officer and his manager. Customers are entitled to their opinion and should always be treated with respect. We have since moved onto another company offering us a rate that is more than a quarter point less.

  7. One month later they are still playing games with the application.

    I fell for the scam. Embrace sent me a nice letter laying out what my loan should like. I called and they immediately wanted an appraisal to the tune of $500 bucks stating it would delay loan closing if I didn’t just hop right on it.

    One month later they are still playing games with the application. Twice I was told the loan was approved, and then dead silence on their end. Once in contact a bunch more loops came up. Don’t do it. I have good credit and 100% in equity in the collateral properties. SCAM!

  8. THIS LYING NIGERIAN BASTARD should be avoided like the plague that he is.

    Bernie Motta, Lying Scumbag ripped me off for a “no-fee” mortgage for $3800. He sent an application, an Approval letter and actually a check that was for $52,000 to my bank.

    They denied it from the bank it was sent. I had to pay the fees. Then, he sent me $5000 to PayPal, and after they approved the transaction, said the bank did not ok it. Never heard of such a thing. THIS LYING NIGERIAN BASTARD should be avoided like the plague that he is.

  9. Scammer

    I had this problem with quicken loans and my student loans, could you tell me who the lender you went through please and thank you

Limestone Road 5341
Wilmington 19808 DE US
Get directions
Reviews:9
Reported Loss :2145 $
Severity of Scam :High
Reported by : Anonymous
Views :

FAQs

Is Embrace Home Loans a scam?
Yes, Embrace Home Loans is a scam and a bad service provider as per the report filed on dirtyscam.com, They are not aggressive toward their customer satisfaction and complaint grievance.
Is Embrace Home Loans a legit?
No, Embrace Home Loans is not a legit business owner or provider, you should take all precautions/measures before buying or using their services.
How many reviews submitted by Embrace Home Loans consumers?
There is/are 9 review(s) posted about Embrace Home Loans and its indicate that the severity of the scam is High.
Where is Embrace Home Loans located?
Embrace Home Loans is located at 5341 Limestone Rd #101, Wilmington, DE 19808, USA.
How much monetary losses incurred by Embrace Home Loans customers?
2145 $ monetary losses incurred by Embrace Home Loans customers.