Last Fall. I began to look for my first home. David Martinez lives in my building and one Saturday I encountered him on the stairs.
Was stuck there forever!! He went on and on how he was going get me into my dream home.
Against my better judgement I decided to apply with the lending company where he works.
Bay Equities in the City of Commerce. Their rate was sky high! 4.62% I’m a vet with an 800+ fico and he has the nerve to tell me I am ‘Hard to finance’.
Really? Even though I was a first time buyer and a little clueless, I knew I could do better than that 2nd rate crap he was trying to unload on me.
So I looked around and found a loan with a 1.62% lower interest rate than Bay Equities.
First Federal Bank based in Kansas City. They are a national bank that specializes in VA.
Home loans for veterans Great place to work with. I recommend them highly.
So you’d think that was the end of the Bay Equities nightmarel! Nope!!
Nooooo! Since Martinez is a neighbor I run into him periodically. Nasty-Nasty-Nasty!
Apparently he thought that even though I had gone elsewhere and found a way better deal.
He still seemed to think I’d finance through Bay Equities. Yeah right!
And when I didn’t, he made it quite clear that he was p-oed about it!
So unprofessional! The latest episode with Mr. Martinez…. Yesterday I found a first class letter addressed to him on the ground where I park my car.
I texted him and told him about it and put it on top of the mailbox.
I saw him later and he said it wasn’t there and that I had stolen it and he was going to ‘report me’ Yeah – I’m gonna steal his letter and then tell him about it!
This was all just more sour grapes on his part. I mean, how terrible that I go shopping for a better rate on a home loan!
And find a substantially better loan! If you go to Bay Equities I would watch out for him!
Very unprofessional. Is that who you would want to handle the most important purchase of your life!? I don’t think so!