They sent me a “pre-approved” credit card application. I went online and completed it, twice over about three weeks, and I get a response “We are unable to offer you a card due to Fraud Indicators”. Since there’s no fraud reported on my credit file I tried to contact the bank at the number provided and it went to voicemail, they never called back. I have written and e-mailed them with no response. Subsequent to that I find out that other people I know have received the same credit card offer and upon applying, received the same result. They seem to have no intention of issuing a card and are trolling for personal information so they can sell it to others.