After speaking with a loan officer at the Ontario branch, I applied for a car loan with a cosigner whose combined credit score is 756.
I have a serious error on my report that had previously been 750 only a month prior.
The error is being disputed after receiving documentation from the creditor showing that my account is in good standing.
However, this morning I received a phone call from Armando at the Pasadena location who continued to raise his voice over mine after I told him the item is in dispute.
He was combative and rude, so I concluded the conversation.
I’m in a bind because I’m retiring my car under a State program and the dispute which will go my way, will not be completed before the down payment voucher expires.
Within 30 days, however, my score will return to 750 and I’d just have them rewrite the loan without the cosigner.
Who would turn down a car loan when they have equity in the vehicle and I have more than enough income to make monthly payments?
Wescom, that’s who.
After six years of doing business, I’m going to re-evaluate my relationship with this credit union.
A bank is offering me $300 to switch.