We had very bad experience to have our mortgage with Robert Yusupov – FM Home Loans.
At the beginning we were promised everything after he obtain all my papers and check my credit report.
We had received the commitment letter for 412K loan with 4.25% interest rate and 25% down for the 3 family investment property.
He also promised us that closing coast will be around $15,000 to $18,000.
He was requesting to evict all tenants from investment property which has good stable rental income.
Somehow this mortgage was closed in 8 months.
At the end he changed all terms like increased interest rate to $4.625%, lower mortgage loan amount to 375K, and we paid over $25,000 in closing cost.
We asked closing disclosure statement many times until on our way to closing.
His assistant, Rifkah Salzer, refused to give us the closing statement and giving us the excuses all the time saying that she is almost there doing the final clearance.
We had terrible experience to obtain a mortgage from FM Home Loans, LLC.