If you want to save your time and don’t want to end up frustrated after all the hard work, do not go for Rapid finance. This company is full of bunch of liars who would say sweet things to entice you for the loan process. However, it would be very difficult to get through their assessment process which is too stringent, I do not know for what reasons, and is useless. Once you are into the process, you will be left waiting until you call and get the confirmation that your application has been rejected.
I needed a loan to be processed fast. I contacted many companies, and a few rejected my loan application because of a bit of low credit points. However, Rapid Finance called me directly and asked me if I wanted a loan. I told them that the credit score was low, and I have been in talks with other companies. But, the guy told me that the credit score was fine and they would be able to hand over the cash in no time.
As they said that they would consider my credit points, I could not think of anything better and asked them to start the process. They asked for many documents over and over. Sometimes, they even asked for one document twice and thrice. I had never had such experience before. They never called to update me about the loan. Whenever I called them, they just asked me to send some more information.
This happened for few weeks. Ultimately, I got too irritated that I asked them for the final answer. These guys would do everything to keep you off the hook. They tried to ignore my calls and asked me to wait for some more time.
They said that they would be calling me back. After a month of sending documents and sharing bank details and credit flies, they called and said that the loan was rejected. Although, they said that they are looking for another solution for processing the loan. However, I had enough. I asked them to drop the process and suggested that they should look more carefully before declaring the results which they cannot deliver.
There are many companies that over promise and under deliver. Rapid Finance is one of those companies that make you feel comfortable at first. But as you get involved, you find out the ugly side of the company. I spent over 200 dollars in faxing them the documents. Which company ask for fax these days? I should have understood how incompetent these people are.
I got nothing out of the entire process. I wasted my money and time and got no where. After a month, I was contacted by another company which did approve the loan and I got the money in a week’s time. They had all paperless documentations and I did not spend anything in sending them those documents.
However, the marketing calls and emails from Rapid are still bothering me. I have asked them a lot of time to stop calling me but they are too dumb to understand.