Premier Financial Alliance

PFA is not an insurance company but an MLM scheme

Premier Financial Alliance or PFA is an MLM company. Their game starts when you show interest for their recruitment process. They bring in higher management to teach you the life lessons and how to become a millionaire. People like Jack Wu runs the show and allure people in paying their entrance fee which is $135.

Like every other MLM scheme, they show you pictures of expensive cars with them and the trips they have taken and at last, will say that you can achieve all that too. This is how they attract people in paying. They do not say anything about how is this possible. But, they ask you for the entrance fee before making any remarks or giving you the training for becoming a millionaire.

They even declare themselves as competitive and genuine as Amway and other companies as such. In short, they are nothing more than just smoke and mirrors. And, this fee in not refundable. When I attended their seminar, I understood what they were selling. They were good at selling expensive dreams but that was it. My friends joined their program only to realize that they wasted their money.

But, as they did not have a refund policy, they never were able to recover their money. None of the products that this company sells is ever underwritten by them. However, they are underwritten by other companies and they only are the sales partner.

You can buy these products directly from the company itself instead of wasting your money with marketing companies like PFA. If you will check the cost, you will know the difference in the price you are paying for the product available at cheaper rates from anywhere else.

The bigger question is, they are only sales representatives and not advisors. They do not have the license to do so. And, if they are advising you, it means they are going against law and you can report them to the finance authority.I have posted this report because these guys scammed my friends and are already scamming many others for joining their unreasonable and fake plans. I want everyone to know what company this is.

If you think that they are going to make you rich, you are mistaken. They will take away whatever you have. Have you seen entrepreneurs asking for selling their products? Does any of the huge companies with great entrepreneurs ask you to pay them for something that you have not used? Or, do they lie to you and pretend to be something else when they are not? These all concerns raise big questions against PFA. There is no way you would ever know what they are upto until you are stuck.

After only you pay them, they ever tell you their mantra for becoming a millionaire, but by then it is too late to go back. Hence, do not let this company utilize your money for their profit. You would only be at loss. They are never going to make you rich. Only they earn and become rich.

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Premier Financial Alliance reviews are no way affiliated with yelp & reddit. Their business is located at Woolridge Rd, Sprouses Corner, VA 23936, USA. Premier Financial Alliance could be contacted by dialing +1 888.867.6533 or logging on their website www.pfaonline.com. Premier Financial Alliance business page on Dirty Scam received 20 consumers reviews/complaints, page views and 200$ of monetary losses. The most of the users reported the severity of the scam is High.
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20 reviews on Premier Financial Alliance

  1. PFA is LEGITIMATE

    Premiere Financial Alliance is a FMO, Field Marketing Organization, and represent various insurance carriers. See link: http://www.agentpipeline.com/what-is-a-field-marketing-organization-fmo/

    PFA contract agents and provide support to them in the field via mentorships of new agents by senior agents growing their downline. If you are not in the insurance business, this may be a new concept.

    There are no hidden fees or agendas. Is asking someone to invest in themselves by paying $125 to gain access to proprietary information a have a experienced professionally licensed insurance agent mentor, educate and teach them the business a scam?

    Not if you are will to invest in yourself. I think the going rate for an in-state college education is $24k a year; if you fail will they give your money back? $125 sounds like a pretty good deal and a small investment in yourself.

    Is AMWAY and AVON free? Do they allow you enter the business and share their proprietary process for free? PFA is not for everyone, nothing is. It’s for entrepreneural minded people who are tired of working for THE MAN and are seeking an opportunity to build a business.

    Sounds like the person who reviewed PFA does not think he is worth the $125 investment. Maybe he does not want to put in the time to learn, earn, and build. Maybe he just does not have what it takes, not everyone does.

    1. tootoo

      usually, agency contracts for you and pays all the fees for you. Network marketing for life insurance is wrong. You are licensed agent, the best way to make a good living is contract with mom and pop agency. They teach you all the knowledge of selling life insurance. You can sell to cancer clients to help them in case they die and that will help their family out for the funeral expenses.

  2. PFA is LEGITIMATE

    Premiere Financial Alliance is a FMO, Field Marketing Organization, and represent various insurance carriers. See link: http://www.agentpipeline.com/what-is-a-field-marketing-organization-fmo/

    PFA contract agents and provide support to them in the field via mentorships of new agents by senior agents growing their downline. If you are not in the insurance business, this may be a new concept.

    There are no hidden fees or agendas. Is asking someone to invest in themselves by paying $125 to gain access to proprietary information a have a experienced professionally licensed insurance agent mentor, educate and teach them the business a scam?

    Not if you are will to invest in yourself. I think the going rate for an in-state college education is $24k a year; if you fail will they give your money back? $125 sounds like a pretty good deal and a small investment in yourself.

    Is AMWAY and AVON free? Do they allow you enter the business and share their proprietary process for free? PFA is not for everyone, nothing is. It’s for entrepreneural minded people who are tired of working for THE MAN and are seeking an opportunity to build a business.

    Sounds like the person who reviewed PFA does not think he is worth the $125 investment. Maybe he does not want to put in the time to learn, earn, and build. Maybe he just does not have what it takes, not everyone does.

  3. Blessed to have known PFA

    It is a legit partner of a 170 year old insurance company wherein you can’t sell unless you are license. The business opportunity is genuine so are the leaders who promotes servant leadership and are visionary. It had been an amazing 2 years that jad given me so much of personal and leadership growth. It is a company whose purpose is exceptional and heroic. Visit our office and experience life changing moments.

  4. Blessed to have known PFA

    It is a legit partner of a 170 year old insurance company wherein you can’t sell unless you are license. The business opportunity is genuine so are the leaders who promotes servant leadership and are visionary. It had been an amazing 2 years that jad given me so much of personal and leadership growth. It is a company whose purpose is exceptional and heroic. Visit our office and experience life changing moments.

  5. Awesome company don't know why people are bad mouthing

    It is an amazing company where I learn leadership and financial freedom. It helped me get out of 9-5 and able to achieve my success in the financial industry. People who are bad mouthing like the guy who posted the thread is just the outsiders and haters. The guy who posted this thread he doesn’t even know what he is talking about. Paying $135? Really? He is probably from World Financial Group and bad mouthing PFA because he knows we have better products for the general consumers. It is shady what people can do nowadays.

  6. Awesome company don't know why people are bad mouthing

    It is an amazing company where I learn leadership and financial freedom. It helped me get out of 9-5 and able to achieve my success in the financial industry. People who are bad mouthing like the guy who posted the thread is just the outsiders and haters. The guy who posted this thread he doesn’t even know what he is talking about. Paying $135? Really? He is probably from World Financial Group and bad mouthing PFA because he knows we have better products for the general consumers. It is shady what people can do nowadays.

  7. whole story sound like a loser to spend a mere $125 fee, and make this much complaints !

    whole story sound like a loser who spend a mere $125 fee, and make this much complaints !

    Learn something new costs $$$ and not sipping tea in your underwear and complain ………………………and no nothing

  8. this person is very wrong

    I Joined PFA over a year ago. I have been to at least two trainings per week. They have been very informative. We also have two nights a week webinar. In all the trainings our trainers emphasize to not represent yourself as a financial planner unless you have the proper licensing. Just like car insurance or the health insurance you get through your employer there is a marketing company who gets paid to go out and find clients. Another area where this person is mistaken is PFA actually has exclusive some exclusive products you cant get going directly to the underwriter. Our system is spelled out in extreme detail, I have never been lied to by them and I am making good money providing excellent products to my clients.

  9. this person is very wrong

    I Joined PFA over a year ago. I have been to at least two trainings per week. They have been very informative. We also have two nights a week webinar. In all the trainings our trainers emphasize to not represent yourself as a financial planner unless you have the proper licensing. Just like car insurance or the health insurance you get through your employer there is a marketing company who gets paid to go out and find clients. Another area where this person is mistaken is PFA actually has exclusive some exclusive products you cant get going directly to the underwriter. Our system is spelled out in extreme detail, I have never been lied to by them and I am making good money providing excellent products to my clients.

  10. lol You’re so full of shit. It is a pyramid scheme because most–what I mean is 99.99%– of your profit comes from the people you recruit who buys the insurance policy from you. You are a sales person who has been brainwashed to believe PFA is a multi-level marketing company, meaning that the company is legitimate and not a scam. Hey genius! In multi-level marketing, your objective is to sell the products, not recruit people to sell the insurance products to them and repeat. That is why the scam you’re affiliated with is being sued.

    So before you open your mouth and regurgitate everything Jack Wu and the best scammers in your company has taught you, you PARROT, do not misinform the public with your eager demeanor to make money.

    P.S: To whomever considers joining the now-being-sued pyramid scheme company, do your research thoroughly. Check their website. There is nearly no information about the insurance policy being sold. The website is bombarded with links and information to convince you to join PFA.

    1. tootoo

      A smart agent wouldn’t want to work with network marketing like this. They pay low percentage and pressure you for recruitment.
      I quit working for PFA because of this.
      It’s a great career if you work with the right agency.
      There’s no insurance knowledge improvement if you keep working for PFA

  11. My mom wanted to take a life insurance out on me through this company

    My mom wanted me to sign the paper to take a life insurance out on me. At first I was hesitating because I just find it weird for anyone taking life insurance out on me but when I googled PFA I saw the articles about them getting sued for scam & also reviews from people saying they got scammed. I informed my mom about this information & she would not believe me. She said her friend is in it & her friend wouldn’t screw her over. I explained that her friend could also be as clueless as she is, but she wouldn’t listen. I signed the paper anyways but I made sure to tell her she’s wasting her money on this.

    1. tootoo

      I’m an agent, you can’t scam in life insurance. The regulations are very high in this business. you should get life ins. while you are young because the rates are cheap due to your health and age. Its not just for death, if you ever get really sick, you can live off of your death benefit.

  12. My mom wanted to take a life insurance out on me through this company

    My mom wanted me to sign the paper to take a life insurance out on me. At first I was hesitating because I just find it weird for anyone taking life insurance out on me but when I googled PFA I saw the articles about them getting sued for scam & also reviews from people saying they got scammed. I informed my mom about this information & she would not believe me. She said her friend is in it & her friend wouldn’t screw her over. I explained that her friend could also be as clueless as she is, but she wouldn’t listen. I signed the paper anyways but I made sure to tell her she’s wasting her money on this.

  13. This article is a personal opinion

    This article is a personal opinion so I don’t want to say anything about my opinion. PFA is not for everybody. It’s all about right timing and right mindset.

  14. IUL is dumb investment

    IUL is a dumb investment. Most if not all the interest earned will be taken away by the high monthly policy fees.

  15. How do I cancel my account

    I would like to cancel my account from PFA. How do I go about doing it? I tried searching online but I’m not able to find how.

    1. tootoo

      it’s not an investment, it’s mainly life insurance
      and it’s not dump.
      You pay a small amount of premium compares to your death benefit and if something every happens to you, they will pay your family that big amount tax free.

  16. Horrible experience!!!

    A guy from this company contacted me to set up a call about a job claiming he was a “Recruiter”. When I started asking questions about his company and what type of jobs they match people with and offering to send my resume, he bagan to get rude with me and started rambling on raising his voice about how I was wasting his time. He didn’t even ask how he could help me, he just acted like a high pressure salesman! I ended up hanging up on him and blocking him after he harassed me with derogatory texts! This company is NOT a financial company and they are NOT recruiters! Beware of their SCAM!!!

  17. Horrible experience!!!

    A guy from this company contacted me to set up a call about a job claiming he was a “Recruiter”. When I started asking questions about his company and what type of jobs they match people with and offering to send my resume, he bagan to get rude with me and started rambling on raising his voice about how I was wasting his time. He didn’t even ask how he could help me, he just acted like a high pressure salesman! I ended up hanging up on him and blocking him after he harassed me with derogatory texts! This company is NOT a financial company and they are NOT recruiters! Beware of their SCAM!!!

  18. whole story sound like a loser to spend a mere $125 fee, and make this much complaints !

    whole story sound like a loser who spend a mere $125 fee, and make this much complaints !

    Learn something new costs $$$ and not sipping tea in your underwear and complain ………………………and no nothing

  19. Learn The Facts & Find Out That It Is Legit, But Not For Everyone

    I have been a part of a plethora of different opportunities as well as worked in corporate America. I have earned a masters degree from an esteemed US university and invested over $500K in my education over nearly two decades. This response is my opinion and based on my experience and in no way, shape or form was done with the knowledge or direction of company leadership.

    I do not know original writer of this article and will not speak negatively about them as I do not know his experience; but what I will do is share some facts and what I have learned so you can judge for yourself.

    FACT: No opportunity is for everyone. No one says earning your financial freedom is supposed to be easy (or FREE). If you don’t follow through with the required efforts, you will never succeed in ANY opportunity.

    How much does it cost to start your own McDonalds? Or to incorporate your own company? Or even to join any of the other companies that the author mentioned?

    FACT: Certainly, there’s no way that starting your own business and earning your freedom will be FREE and not require any investment.

    If a company is going to share with your their proprietary system that is working well for them, is it fair to charge less than the price of a single textbook for you to learn their secrets get started? They should share it free with the world? Show me one company that does that… I will not hold my breath waiting to hear back as it does not exist.

    Fact: No matter what business you choose in life, You have to pay the price in terms of time and efforts.

    The $125 is a drop in the bucket compared to:

    -$10’s of Thousands invested into college only to graduate with massive debt and struggle to find a job thats barely going to pay the bills. (I can speak from experience with this)

    -Spending decades in a corporate job where you could get laid off at any time, grind 5 days a week just getting by, never earning your time freedom.

    -Even if you live below your means and save as much as you can into your 401K, a single market crash can cause you to lose years of your savings. A single medical emergency can wipe out your nest egg when you need it most.

    -Thousands of people retire into poverty or decrease their quality of life in their golden years. Many are forced to continue working way too long, some even until the day they die.

    -If tax rates go up, as they inevitably will with the nation’s financial system in heavy debt with massive entitlements and unfunded commitments, your savings with deferred interest means that your money could be taxed heavily when you finally withdraw it. Like a rearview mirror, it could be much smaller than it appears.

    If you are happy with your life the way it is, and earning enough to live the life you want and save for the future, CONGRATS! THEN DON’T JOIN this or any opportunity; it’s not for you.

    If you are happy with the old idea that you can go to college, get a good job, save up and work 30-40 years until you retire and then enjoy life- great- please DO NOT JOIN because the opportunity is NOT for you.

    However, if you are like me and realize that NO JOB will ever earn your financial and time freedom, then you should check out PFA and learn THE FACTS, not the opinion shared in this article.

    If you are like me and are hungry for an opportunity that can provide a better path where others have spent years developing the systems and products for you to WORK HARD and eventually achieve success- starting part-time without quitting your job- then you owe it to yourself to learn more.

    Now I will go through the content shared by this author and reply to each point that needs to be discussed:

    Comment: “Premier Financial Alliance or PFA is an MLM company.”

    Response: This is 100% CORRECT and I am proud of it!

    There are only so many ways to market a business or product.

    -RETAIL marketing involves direct storefronts and other ways of mass promotion that attract clients. Massive profits have been earned but mostly by real estate owners and large companies, mom-&-pop shops are struggling due to competition across the country.

    -DIRECT marketing: Utilizes strategies like commercials and mailing campaigns to contact prospective client. Marketing agencies make massive money in this and large companies can dominate here, but what about small business owners? Are the to shut down and just get jobs? They can rarely compete with “big boys”.

    -Network Marketing: People promote directly to other people with no middleman. The people, small business owners, get the majority of the profits here, instead of real estate owners or marketing agencies. Is that so bad? In my humble opinion, I prefer the little guy to get the profit and think thats better for our country as a whole. It’s OK if we disagree, but that’s a principle that I am proud to promote and be a part of. ”

    Comment:
    “Their game starts when you show interest for their recruitment process. They bring in higher management to teach you the life lessons and how to become a millionaire. People like Jack Wu runs the show and allure people in paying their entrance fee which is $135.”

    Response:

    There are over 100 offices across the country and each office has its leaders that help to share the details of the opportunity and answer questions. No one ever promises to make you a millionaire, simply show you exactly how the company works, what products we provide and what problems we help to solve. The fee is $125 and not $135.

    If you are not interested, and are happy with your current situation, simply don’t join.

    Comment:
    “Like every other MLM scheme, they show you pictures of expensive cars with them and the trips they have taken and at last, will say that you can achieve all that too. This is how they attract people in paying.”

    Response: Everyone in the company is required to get a license in order to make money in this company. This is not the case with other companies out there. If this company was a scheme, it would probably be pretty hard to have ALL 50 STATES provide licenses to people who are part of the company and to partner with several of the largest financial services companies in America.

    We are very strict with compliance and I can not speak to what specific agents are doing across the company, but the approved presentations I have seen focus on the challenges faced by average Americans, the products we offer and the compensation that is possible- if you get a license and follow the steps required.

    It’s true there are amazing trips that I hope to go on one day, but this is far from the focal point of the opportunity we share and I have yet to see any images of expensive cars or fancy lifestyle in any approved presentation.

    Comment:
    They do not say anything about how is this possible. But, they ask you for the entrance fee before making any remarks or giving you the training for becoming a millionaire.”

    Response:
    As stated above, if you find a company that will give you all their secrets for free, be my guest, join them instead. I went to college for 6 years and never learned anything useful for free. The price of one textbook to learn how everything works is an amazing deal in my humble opinion.

    Comment:
    “They even declare themselves as competitive and genuine as Amway and other companies as such. In short, they are nothing more than just smoke and mirrors. And, this fee in not refundable. When I attended their seminar, I understood what they were selling. They were good at selling expensive dreams but that was it. My friends joined their program only to realize that they wasted their money. But, as they did not have a refund policy, they never were able to recover their money.”

    Response:
    Our company allows agents to be licensed and work in all 50 states. You can verify this with your state government. We are affiliated with numerous of the largest financial service companies in America. If PFA is a scam, you are basically saying that nearly every financial service company in America is a scam and is approved by the governments of all 50 states. In that case, I can not comment further as this is not the place to discuss conspiracy theories, I am just sharing my personal experience for those who are looking to make an educated decision for themselves.

    Yes, there is no refund. If you go to college and can not find a job, do you get a refund? If you don’t follow the proven steps and put in the WORK, you WILL NOT make money! This is true in every company. Even if you start your own business and then don’t succeed, can you get your money back that you paid to incorporate? No, you cannot. Why would you expect this to be any different?

    Comment: None of the products that this company sells is ever underwritten by them. However, they are underwritten by other companies and they only are the sales partner.

    Response:
    This is actually 100% correct. PFA simply sells products underwritten by some of the largest and most successful companies in America, just like thousands of other brokers and marketing organizations across America.

    Comment:
    You can buy these products directly from the company itself instead of wasting your money with marketing companies like PFA. If you will check the cost, you will know the difference in the price you are paying for the product available at cheaper rates from anywhere else.

    Response:
    PFA actually does have an exclusive product that you can not get elsewhere, but it is not available everywhere in the country. In my experience the pricing was very competitive, maybe in your case this was not the case. Just get a quote and get the facts for yourself and then make up your mind once you have the facts.

    Comment:
    The bigger question is, they are only sales representatives and not advisors. They do not have the license to do so. And, if they are advising you, it means they are going against law and you can report them to the finance authority.

    Response:

    This is 100% correct. Most people in PFA are NOT financial advisers. They are licensed life insurance agents only. They can share with you the specific products and services that are offered and help you to select the ones that make the most sense based on your needs, but you will always be the one to decide what makes the most sense for you.

    Comment:
    I have posted this report because these guys scammed my friends and are already scamming many others for joining their unreasonable and fake plans. I want everyone to know what company this is.

    Response:
    I am sorry that the writer feels that their friends were scammed. I cannot speak for them, but when I joined I saw a clear representation of the opportunity and understood that it would be hard work with no guaranteed results. The people that I worked with are professional, treated me well and were licensed.

    I also want everyone to know what company this is, that is why I took the time to reply in extreme detail as I am very impressed with the level of dedication, support and impact that the company is having in communities across America & the world.

    I do not want people to sell themselves short due to one person’s opinion. When you look at the facts you will decide for yourself if the opportunity or products make sense for you.

    Comment:
    If you think that they are going to make you rich, you are mistaken.

    Reply:
    This is 100% correct. THEY will NEVER make you rich. If you WORK HARD, follow the proven steps for an extended period of time, then there is a CHANCE that YOU can earn your financial freedom. No one can make any promises as it totally depends on your specific actions, abilities & efforts. if you don’t think you can succeed, you are probably right, do not join this opportunity.

    Comment:
    “They will take away whatever you have. Have you seen entrepreneurs asking for selling their products? Does any of the huge companies with great entrepreneurs ask you to pay them for something that you have not used?”

    Response:

    To date, no one has taken away anything that I have, I am not sure what he is referencing here. There are companies who do not charge you to sell their products, its usually called a JOB. Sure there are commission-only JOBS out there where you will not be charged. Please go get one of these jobs and hopefully you will be happy.

    I have seen TONS of companies that DO charge you to take part in their opportunity; but what I have not seen is a company like this where there is so much work and energy done to help tilt the odds in your favor to make it more likely for you to succeed than if you were on your own.

    For a $125 one-time non-refundable investment, I would do it again in a heartbeat if there was even a chance it was true and could help me change my current situation.

    Comment:
    “Or, do they lie to you and pretend to be something else when they are not? These all concerns raise big questions against PFA. There is no way you would ever know what they are up to until you are stuck.”

    Response:

    “I can not speak to what this persons experience was, I have only been dealt with honestly and respectfully and have never been pressured into anything. After I joined and learned how the company works, the worst case is that I could quit and use the lessons I learned in my next projects. In no case am I “stuck,” I simply invested the $125 into a valuable life lesson. Like buying an online video course or a couple of business books, theres no guarantee of success but I can quit at any time if I want.”

    Comment:
    “After only you pay them, they ever tell you their mantra for becoming a millionaire, but by then it is too late to go back. Hence, do not let this company utilize your money for their profit. You would only be at loss. They are never going to make you rich. Only they earn and become rich.”

    Response:

    Not to beat a dead horse, but the writer is 100% correct- the main secrets that help the company to succeed will only be shared once you become a member and take the time to learn more.

    Can you learn lessons from college before you pay? Or learn the knowledge in a book before you buy and read it?

    I would join again in a heartbeat and have personally met dozens of people whose lives have been transformed.

    Like with any potential investment, weigh the costs and risks with the potential benefits. Just find out the facts for yourself and don’t let any one individual stop you from at least learning more to see if this is an opportunity that makes sense for you and could help you move your life in the right direction.

  20. THIS ARTICLE IS FAKE NEWS, NO WORK ,NO MONEY PERIOD.

    I JOINED PFA AND WAS TOLD THAT THEY ARE A FINACIAL MARKETING COMPANY THAT USES THE MLM PLATFORM TO RECRUIT AND TRAIN NEW AGENT S FOR THE LIFE INSURANCE INDUSTRY.PLAIN AND SIMPLE
    IF YOU STUDY AND RECIEVE YOUR LIFE INSURANCE PRODUCER LICENSE ,PURCHASE E AND O INSURANCE AND GET APPOINTED WITH AN INSURANCE CO. YOU CAN START WRITING POLICIES FOR THE CLIENTS YOU FIND.THIS IS AS REAL A JOB AS YOU CAN GET IF YOU APPLY YOUR SELF THE CHOICE OF YOUR PAY IS IN YOUR HANDS.WORK,WORK,WORK THAT S HOW IT IS DONE. IT IS A JOB NOT A SCHEME

Woolridge Road
Sprouses Corner 23936 VA US
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Reviews:20
Reported Loss :200 $
Severity of Scam :High
Reported by : Thomas
Views :

FAQs

Is Premier Financial Alliance a scam?
Yes, Premier Financial Alliance is a scam and a bad service provider as per the report filed on dirtyscam.com, They are not aggressive toward their customer satisfaction and complaint grievance.
Is Premier Financial Alliance a legit?
No, Premier Financial Alliance is not a legit business owner or provider, you should take all precautions/measures before buying or using their services.
How many reviews submitted by Premier Financial Alliance consumers?
There is/are 20 review(s) posted about Premier Financial Alliance and its indicate that the severity of the scam is High.
Where is Premier Financial Alliance located?
Premier Financial Alliance is located at Woolridge Rd, Sprouses Corner, VA 23936, USA.
How much monetary losses incurred by Premier Financial Alliance customers?
200 $ monetary losses incurred by Premier Financial Alliance customers.