DO NOT EVER USE Patrick Wingate – XO Mortgage. He’s an entitled asshole with an attitude. He speaks down to his clients and agents that he works with.
He promised to have a loan done in 21 days and had signed off on the purchase agreement stating that the loan would be done in 21 days and it was not.
If you use this man, YOU WILL LOSE YOUR DEPOSIT that you have on the home! and when you call him to tell him, the deposit will be lost and so will the home… he will answer “That doesn’t make any difference to me”.
OH OF COURSE IT WONT PATRICK. You only care about yourself, you inconsiderate prick.
You shouldn’t promise a loan will done and have someone sign a contract depending on you.
DO NOT DO BUSINESS WITH JOKE OF A MAN!