Patelco Credit Union

Wast Of Time

Patelco Credit Union has no interest in maintaining their long term, loyal, account holders.

I’ve been with Patelco Credit Union for nearly ten years, despite living out of state since 2012.

I requested a courtesy reversal on a few NSF fees, I was granted two.

Their excuse for not reversing the rest was, “we are unable to reverse more than one NSF fee per year”…even though they just reversed two.

The matter-of-fact is, they can reverse as many non-sufficient funds fees as they want, they just don’t want to.

They make millions of dollars every year on people who don’t request courtesy reversals, so saying “we can’t” is just a lie.

This isn’t me blaming them for my inability to budget properly.

I am simply stating that they lie to keep more money in their pocket.

When I asked if they could set me up with a LOC to help out with my paycheck-to-paycheck situation, which is always leaving me in the hole with NSF fees, they were unable to do so.

Their reasoning was because I’ve had too many NSF fees in one year.

That’s pretty much them saying, “we like taking your money too much to help you out”.

My (new) local credit union was able to set me up with a checking account, and they offer 6 courtesy reversals a year, and they reverse all NSF fees if the account is brought back to positive standing in 24 hours or less. Much better customer service.

I can’t believe I wasted my time with this BS company for nearly a decade.

Oh well. One more bad review to add to their list.

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Patelco Credit Union reviews are no way affiliated with yelp & reddit. Their business is located at 124 2nd St, San Francisco, CA 94105, USA. Patelco Credit Union could be contacted by dialing (800) 358-8228 or logging on their website Patelco Credit Union business page on Dirty Scam received 0 consumers reviews/complaints, page views and 4233$ of monetary losses. The most of the users reported the severity of the scam is Medium.
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2nd Street 124
San Francisco 94105 CA US
Get directions
Reported Loss :4233 $
Severity of Scam :Medium
Reported by : Anonymous
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