Never consult LendingPoint. These people are liars

I contacted LendingPoint looking at their high star ratings on the web. I needed a small loan to meet an unexpected expense in the middle of the pay day. When I spoke to the Lending Specialist, I was promised too much. The specialist told me that the loan amount would be credited in three days after the form filling.

I confirmed this information thrice to ensure that I heard it correctly. The loan was for too small amount as compared to my income. So, I believed that was the reason why they would process it without much trouble and paper work. The specialist also told me that the loan was pre approved and I would face no problem in getting the loan amount credited in three days.

However, when they asked for the documents, I could not understand why they would need the details of my spending habits. They required a full detailed bank statement with all the information of my expenditures for last three months instead of the normal statement that shows just the income in and income out.

Being a former military guy, I knew how the information was too private and could be easily used to track my past life or the present time. For me, it was openly an invasion of my privacy. I asked him to consider the fact and see if they would use the normal statement clarifying my income details instead of the one they wanted.

However, the specialist told me that this requirement was non-negotiable. He informed me that the loan amount does not matter. His company, LendingPoint has few default papers that must be submitted for loan processing.

I was always late with the loan payment and did not want another credit hit on my file. So, I agreed. They left me with no choice. I requested for $2000 which I believed won’t be a tough job for such a reputed firm which the online feedbacks and reviews claim.

But, it was completely different experience for me. These people are irresponsible and unprofessional. When the amount was not credited in my account, I called the specialist whom I was in talks with. The guy did not receive the call. I tried for three times the same day.

The next day, I again tried for 5 times at various intervals. However, there wasn’t any response that day either. So, I called the firm directly. I enquired about the amount and they told me that the loan was rejected for some bogus reason. I earn way more than the loan amount I requested. My credit score is also good. I am a good citizen with military background. In spite of all the good things mentioned on my file and being pre-approved as per the agent, my loan was rejected. And, this guy did not have the courtesy to inform me on time.

I had to use my savings instead to meet the expense. These guys are only a bunch of liars and scammers.

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LendingPoint reviews are no way affiliated with yelp & reddit. Their business is located at 1201 Roberts Blvd, Kennesaw, GA 30144, USA. LendingPoint could be contacted by dialing 1-888-969-0959 or logging on their website www.lendingpoint.com. LendingPoint business page on Dirty Scam received 2 consumers reviews/complaints, page views and 2000$ of monetary losses. The most of the users reported the severity of the scam is Extremely High.
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2 reviews on LendingPoint


    I clicked Lending TREE and their debt consolidation loan offer ($25,000, 48 mo). The debt consolidation loan said 26.54% but the payments were to be $785 which is over $37,000 which is 50%! So which is it, 26.54% of 50%? I kept going. Anyway, I get contacted by Joseph at Lending POINT, but I thought I was dealing with Lending TREE…

    I jumped through all the hoops, submitted my documents, he kept telling me all was good, and that he’d have my contract for me by the end of the day… Well, at 9:05 pm that night, I got a form letter rejecting me, saying they couldn’t give me my loan because, get this: my “balances are too high”! Really??? I KNOW THEY ARE, HENCE, THE NEED FOR A DEBT CONSOLIDATION LOAN!! I

  2. A little honesty would go a long way with the public.

    would have zero balances once paid off with the debt consolidation loan, and one payment to make, streamlining my life!! I did everything they asked of me. My credit score is Fair (would be excellent if my balances were low!)… I make enough money. Who in the world ever would even need a debt consolidation loan if their balances are already LOW?????

    So my experience with Lending Point has been absolutely utterly terrible! I feel totally lied to! Joseph said I had the loan. He was sending me my contract. He lied! And how did Lending Point end up being who talked to me when I applied through Lending Tree???

    ARE THEY THE SAME COMPANY??? Are they doing a “bait and switch” tactic on the public??? This is awful what Lending Tree and Lending Point are doing collectively… And they need to be exposed! It would’ve been professional if Joseph had said: “You applied with Lending Tree and they forwarded your application to us, as we are affiliated with them.” A little honesty would go a long way with the public.

Roberts Boulevard 1201
Kennesaw 30144 GA US
Get directions
Reported Loss :2000 $
Severity of Scam :Extremely High
Reported by : Anonymous
Views :


Is LendingPoint a scam?
Yes, LendingPoint is a scam and a bad service provider as per the report filed on dirtyscam.com, They are not aggressive toward their customer satisfaction and complaint grievance.
Is LendingPoint a legit?
No, LendingPoint is not a legit business owner or provider, you should take all precautions/measures before buying or using their services.
How many reviews submitted by LendingPoint consumers?
There is/are 2 review(s) posted about LendingPoint and its indicate that the severity of the scam is Extremely High.
Where is LendingPoint located?
LendingPoint is located at 1201 Roberts Blvd, Kennesaw, GA 30144, USA.
How much monetary losses incurred by LendingPoint customers?
2000 $ monetary losses incurred by LendingPoint customers.