Do not under any circumstances use Legacy Mutual Mortgage . First they apparently can’t get things right.
I have a legal name and they misspelled it. When I pointed it out, they continued to misspell it.
I should have taken the hint. After that it was just worse, they couldn’t get documents right and I couldn’t access them to e-sign them. Just bad….
They have high fees. Seriously a $1000+ appraisal fee? I mean I’ve been through 11 appraisals and none have even been $500.
Believe it or not it got worse. We did a conventional loan and got seller concessions, but the concessions were higher than the law will allow. So guess what we had to pay some of what the seller conceded.
They made some excuse that they didn’t know until three days before the closing that the seller conceded.
That’s a bit of a lie because the closure estimate prior to that was even higher than what the seller conceded and that was over a month before and if it was a problem the month before you would have thought they would point it out.
Even I can do that much math in my head. So they can’t even lie well.
If someone recommends this company I would be surprised if they aren’t working for them.
I should have looked them up beforehand, my bad, but for those of you reading this beware this company is not certified.
It is a BAD COMPANY and STAY AWAY.