When dealing with Justin Haines of Guild Mortgage do your research ahead of time and just remember, they are there to sell you a product, not get you into your dream home.
We had an awful experience with this company and would not recommend them to anyone, even though we finally got the loan.
Our realtor even told us that he is going to share our story with his clients to make sure they are informed when deciding to go with this company.
They are extremely disorganized and lack communication skills.
They lost documents over and over again.
If you are financially savvy, and know exactly which loans you need, know how to get your down payment out of your assets, and don’t care if they are just selling you a product and lose your documents, you might be ok with this group.
However, if you are looking for a loan company to recommend what is best for you, find someone else who can see the big picture.
When shopping for anything you want someone that will recommend what is best for you, so that you will be satisfied and recommend them to others.
Don’t go with someone that can see that far, and is only concerned about selling you their product at the highest price.
Find someone with the heart of a teacher, not the heart of a used car salesman.