I know many have used John Coats – Finance of America Mortgage and he must do a good job in general but my experience with him was absolutely horrible! He is extremely unethical. If you need a loan officer you can trust don’t use him.
He gave personal credit information to my real estate agent which, I know is not ethical and is illegal, and she was a family member.
As you can see I love supporting local business and he made me go to quicken loans after him and of course their lines are recorded so they are extremely careful and professional.
I have since purchased two homes and I am about to purchase an new one I am now using a local loan officer and the difference is night and day.
She is extremely professional something John was not.
If you are a simple case and he can close you very easily he is great but if you want to trust your loan officer and expect ethical service he is far from ethical.