Torture, plain and simple. Bill Chung cost me thousands of dollars by playing float to earn a larger commission, and not locking my rate when I was told it was done.
Make sure you demand the rate lock confirmation directly from the wholesaler.
Did not stay on top of things. Blew past two lock dates. Did not answer emails or phone calls.
Then, when I finally got him on the phone, he used obscenities and told me that my loan was delaying because I asked too many questions.
If you are going to use JC Financial, do not use “Billy” aka Jung Chung.
Also beware of processor Brandie. Not the sharpest pencil in the box.
Speaks like she is on top of it..and knows what she is doing…but she doesn’t have the slightest idea.