I'm surprised this is even legal.

Predatory Lender. FundMerica call and advertise they will lend up to 15% of your gross income on your business at 5% rate, of course depending on the viability of your business. They asked me for 3 months bank statements, which I provided.

I’ve been in business for over 8 years with gross income of $120,000, which I substantiated and have excellent credit personally (785) and on my business.

They called back and said they could give a $5,000 loan for 5 months and I’d have to pay back $7,000. That is literally a 96% ANNUAL RATE!

I’m sure they’ll respond here saying my credit was poor or business didn’t have good history, but that isn’t the case at all.

I called 4-5 times asking to speak to a manager and was repeatedly hung up on. I’m surprised this is even legal.

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3 reviews on FundMerica

  1. Terrible Review

    This review is entirely biased. Sounds like you’re bashing on a company just because you couldn’t get the results you wanted. I was able to get a loan somewhat close to what I was looking for at a good rate. Clearly, they’re not doing what you’re making them out to be.

    Id recommend them. Especially to newer business looking to establish business credit.

  2. This company illegally robocalls the public.

    This company illegally robocalled me. Here in Arizona, it is completely legal to record phonecalls. When I contacted the company to discuss their illegal activity, and presented them with the recorded call, they blocked my number. So I will be filing a civil suit against them for a significant amount of money, as well as contacting the Arizona Attorney General and inquiring about a criminal complaint against the company, since illegal robocalling in the state of Arizona is a Class 2 Misdemeanor.

    1. J Brm

      Hey Andy…. I bet you work for them. Maybe you can explain their illegal telemarketing practices. If you want to deny that they do it, I have recorded proof.

  3. Company Illegally telemarkets

    This company Illegally robo-telemarkets consumers, completely ignoring state and federal telemarketing laws. When confronted, they deny ever calling. They have a default judgment against them in a US District court in Nebraska for not answering a telemarketing lawsuit against them. Scumbags.

West Clarendon Avenue 2935
Phoenix 85017 AZ US
Get directions
Reported Loss :19000 $
Severity of Scam :Extremely High
Reported by : Anonymous
Views :