My husband and I began a refinance process in August which We were told would take about 30 days.
We incurred costs including a home appraisal and a translation fee for some documents which needed to be translated and reviewed.
We submitted all requests in a timely matter and the refi seemed to drag on for months, which I was somewhat tolerant of.
At this point, they have not responded to any of our emails or phone calls in about two weeks and the “30 day closing” has dragged on for almost 6 months.
In the meantime, interest rates have gone down and my home value has most likely increased.
We are planning to move forward with another lender.