Dalton Mortgage Group is a scam. They have no familiarity with the l they say they offer.
They misrepresented the type of loan they said I was getting and after three months they still had not processed to completion any of my loan information .
They sent through info a couple of times but were not set up or equipped to actually provide funding.
They required funds upfront to run a credit score and to begin a loan application.
I am sure trying to fund the day to day for the business that they are trying to start.
John Dalton does not respond to phone calls or emails in a timely manner.
Harmonee makes all kind of promises that they are not equipped to follow through on.
We did not receive the loan estimate paper work three days after our original application but rather hand drawn graphs, and a generic guesstimate of what the loan would be with radically incorrect numbers.
In good faith I continued for months worth of them trying to figure out their “new system” because they are so friendly and personable out of the gate but there is no substance behind whatever kind of shady business it is that they’re trying to run.
Of course we receive a ding on the credit from them running the credit report repeatedly as they processed a couple different times trying to get their loan paperwork together.
I am waiting for a refund of the couple thousand dollars that they required for a loan application processing.
I would absolutely recommend you stay away from Dalton Mortgage and spread the word that they cannot be trusted.
Again, we proceeded in good faith as they represented them selves as a start up, “out side the box” lender and as we have a non traditional project for a build I appreciated that, but months down the road with nothing having actually been processed they did not as a professional or good faith fiduciary entity deliver in their side of the process.
They absolutely fumbled at every turn and we lost months and thousands in the process.