Compass Home Lending
Not Very Helpful
I found Compass Home Lending through bankrate.com, and the person who answered the phone was not very helpful.
He had me speak with Jacquelyn Nguyen, and she seemed pretty knowledgeable and thorough.
I wasn’t ready to refinance at the time and decided to hold off for a short period.
A few months down the road I called Jacquelyn when I was ready to refinance.
We went through the entire process and hit a few bumps.
I initially had a credit score in the 800’s when I first called Jacquelyn, and I didn’t realize it dropped to the low 700’s due to errors on my part during the time I waited to refinance.
About a week before I was supposed to close, she told me I was going to have to pay an extra 1/8th of a point.
She didn’t recheck my credit and assumed it was the same credit rating as when I first called in.
That was totally unexpected and didn’t have enough time to dispute the issues with my credit card company.
A few days later with a couple of days left to close, she informs me I needed to bring in an additional $15,000+ to closing.
This was a serious oversight on her part. I will never use this company again.
Throughout the process he was responsive to any questions that I had and I had a lot.
I refinanced my loan with CHL and closed in November. David Gramse (951)858-7103 was my loan officer. If you need a honest, knowledgeable, and professional loan officer, look no further! I can begin to tell you how great he was!
From the first conversation we had, I felt that I could trust him and he definitely delivered. Throughout the process he was responsive to any questions that I had and I had a lot.
The bank he worked with had a float down policy and when rates dropped after the government shut down, he was able to float down my rate as he said!
I am extremely pleased with David!
David Gramse is the guy you want to do your financing for homes. His personal number is (951) 858-7103. He will take your call anytime and he knows his stuff. My refinance went really smooth and I got the best rates available. I looked at a number others before choosing David.
He fully explained the process and was flexible with my work schedule. He recommended a better deal for me than I first thought was what was best, but after we ran the math,
I saw he was getting me the best rate for my situation. The fees were all low and reasonable. The escrow company was very good as well. I am extremely pleased with David!