Brookwood Loans

Really Creepy Place

Do not bother contacting Brookwood Loans. You do not want them to have your personal information, and they do not even bother to train their staff who will then start emailing and calling you–but have no idea what they are doing (because they were never trained).

Interest for these loans can be 116 percent, and this is the other reason not to bother with this place.

I sent them a note to cancel my loan request because we did not want to deal with their untrained (probably underpaid!) staff.

And they did not respond but sent a “loan denied” letter, after we retracted our application.

They are not only disorganized, they are also petty. Really creepy place. Beware.

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25 reviews on Brookwood Loans

  1. I cancelled my bank account so they will not see another dollar from me

    The first loan I had gotten was good 130 of 300 went to principal I paid it off in full when I got caught up financially then I got another loan was supposed to be the same exact loan only this time only 30 dollars went towards principal I called and asked they did not even come close to answering my question it’s a predator loan I cancelled my bank account so they will not see another dollar from me

  2. Scammer

    This company should ILLEGAL- total Loan Sharks- interest rates OVER 100% . Anyone who works for this company should feel Ashamed of themselves.

  3. Please save your self the trouble go somewere else.

    Worst financial decision ever. Was in a bind for money thought I could pay it back off in few months when I sold my boat didnt happen. I v been paying a year 250 a month and all of that for the last four months has gone straight too interest just for being a week late on the payments each time.

    Only about 12 $ a month was going towards loan when it was on time. I was threatened too be sent too collections for being a week behind. This bank is the definition of crooks. Please save your self the trouble go somewere else.

  4. I don't see how they are still in BUSINESS.

    If a negative 1 was a RATING they definitely would receive it!! Rip offs….. RUN & DON’T look back!! Seriously they give out LOANS so easily because they’re going to HUNT you for the REST of your life!!

    They will freeze your bank accounts, garnish your wages and make your LIFE a living H*** they will NOT give you credit for money that’s already been PAID and the INTEREST is RIDICULOUS!!!

    I don’t see how they are still in BUSINESS…….. you’ll be paying on you LOAN for ETERNITY because they are CON ARTISTS & CROOKS!!! H*** has a special place for them hanging on a ROPE right next to LUCIFER!!! These are FACTS……..

  5. They should honestly be closed down!

    It would be zero but that is not an option. NEVER EVER take a loan with this people. You pay for years and you never even touch the principle. That was the biggest mistake of my life.

    I paid it off in full per what they told me – twice the payment was returned to me (their way to add interest) then the third time they finally got it and now say I still owe another almost $200 in interest!

    They are scam artists; they will destroy your financial situation even worse so please never take a loan with this company. They should honestly be closed down!

  6. The payments would break my back!

    Received a pre-approval letter as well so i became curious and researched it… And here i stumble upon the reviews. Ohhh weeee! Not good! As much as I need this money to pay some bills I refuse with this 116% APR… My car note has a 24% Apr.

    That’s bad enough. I could imagine the amount of money I would have to put out to pay this back.. I’ll be crazy to apply for this. The payments would break my back!

    1. Jim

      Crooks

      Extremely high interest rates. Very predatory. Made payments for a while, noticed that 99% of payment went to interest. Made lump sum to payoff when I could afford it, two weeks prior to next payment. It seems like they waited and then deducted another payment which went to interest. And then applied my payoff payment. Now, they owe me a small refund which I have been waiting on for well over a month. Crooks!

  7. To all that took time to post a NEGATIVE review.

    Another Thank You !!! To all that took time to post a NEGATIVE review. As I review their offer in one hand Your reviews have Saved another Senior from the Sharks trashing their mail and alerting our Senior Village.

  8. NOT recommended.

    So I read these posts but I already took out a loan from them in to get a car and now they are suing me! I paid for over a year and about $35 out of $261 was for the actual loan and then I was in an accident where I was in the hospital, broke leg and foot at the same time and got disability and couldn’t afford to pay them.

    I contacted them to let them know and then finally just didn’t pay them and figured it would go on my credit report and it has, as a write off and then suddenly an attorney contacts me and says I am going to be sued and would I like his services?

  9. Scammer

    When I ask what happened to my payments for over a year they gave me some line about how they were expecting $9,000 to pay off my loan so $3400 is a deal and not only that, but the person I’m talking to is rude! Tells me how many times do I have to tell you this?

    So I agree to these terms cause I don’t want to have my wages garnished or my bank account messed with but they won’t even put the agreement in writing until after I give them the $400.

    I need help, people. Someone please tell me what to do! I want this gone already but don’t have the $2000 they offered to settle for. They want my bank info so they can take the payments out and I’m going to do this on October 10th unless someone tells me not to. Can you help with advice please? Thank you so much.

  10. Really bad company!

    Really bad company! They screw you over like you have no idea! They sent me a pre approved letter, I debated a few weeks whether to take it or not since I’m trying to build my credit. Finally I just decided to take it- WORST DECISION OF MY LIFE! I thought ok, I’ll just pay it off way sooner and give more than the minimum payments each month…

    Well paid 260 for 5 months… Initial loan was 2600… So I’m here thinking it must have gone down some since I’ve already pd about 1300+… I checked the balance and i still owed 2700!!!!

    How sick is that?! Never ever recommending them! Plus I spoke to someone about sending a payoff check and I was told I would be given a 5 day grace period for the check to get there and get processed…

  11. Scammer

    Well when it finally got there and posted to the account I called to get the balance of $59 removed because of the grace period… And they made a fuss and said they NEVER SAID SUCH THING!! Like seriously!?! So i STILL HAD TO PAY MORE!!!!!!!

  12. which I admit was poor.

    I just finished paying off a loan of an original amount of $500. This is the lowest amount they will apparently lend, understandably so due to my financial situation at the time, which I admit was poor.

    But I was very happy that they were able to provide quick and polite service and help me out. Aside from a couple occasions where I called to postpone a payment, this $500 loan was repaid on time and in full.

  13. Unfortunately

    Aware that my credit situation still isn’t the best, it was my hope that my history with Brookwood would provide the littlest bit of leverage in my application for a new loan.

    Unfortunately, this was not the case. I received an email letter of denial literally within minutes of having submitted my application. There’s a heap of thanks for my business, I guess.

  14. Bad Service Provide

    Background: I was looking around for unsecured loans so I could start building my credit history. This one came along and both their snail mail and website lists no rates or percentages or anything but you get the APPROVED stamp. Pfft.

  15. didn't work.

    They have a landing page where you have to submit your personal information in order to get registered. I entered it and then web page told me that my password is invalid and captcha is invalid whereas I always do it valid. I retried few times, didn’t work.

    It’s a classical hacking scheme to steal people’s information. You submit your info and it’ll act like something went wrong and organization has your personal info.

    I was asking to speak about this to their supervisor but they were making fun of me on the phone instead of listening carefully about the issue. They probably thought this won’t hurt their reputation at all =))) They were encouraging me saying “Go Do IT” in imperative tone when I said I’ll publish about this. Some of them were pretending like they were hot (cute girls). but sorry gals im not into those types at all =))) My girls are all leaders!

  16. Rudely unprofessional.

    Ladies were not listening on the phone, they were stone walling me, and acting rudely unprofessional. Or maybe because all women go crazy about me poor girls were gone mad bananas during our conduct. =)))) too many probabilities for fraud though.

  17. Good Service Provide.

    We are Stephen Williams loan Service we Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 2% per year, Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason!

    We are the trusted alternative to bank financing, and our application process is simple and straight forward. Our loan ranges from $5,000.00 to $25, 000,000.00. (Twenty Five Million Dollars).

    Additional Info: We’re fast becoming the private, discreet, and service oriented lending choice for general loans. We’re the company to turn to when traditional lending sources fail.

  18. He is extremely rude!!!

    Background: I was looking around for unsecured loans so I could start building my credit history. This one came along and both their snail mail and website lists no rates or percentages or anything but you get the APPROVED stamp. Pfft.

  19. ALSO PLEASE STOP CONTACTING ME ABOUT THIS MATTER.

    The assholes at Brookwood CONSTANTLY called my phone and sent emails WELL AFTER the date they were supposed to close my application. After getting BOMBARDED with emails and phone calls,

    I finally responded and said “CANCEL MY APPLICATION. I CANNOT AFFORD THE ASTRONOMICAL INTEREST CHARGES. ALSO PLEASE STOP CONTACTING ME ABOUT THIS MATTER.

  20. It's a classical hacking scheme to steal people's information.

    It’s a classical hacking scheme to steal people’s information. You submit your info and it’ll act like something went wrong and organization has your personal info. I was asking to speak about this to their supervisor but they were making fun of me on the phone instead of listening carefully about the issue.

    They probably thought this won’t hurt their reputation at all =))) They were encouraging me saying “Go Do IT” in imperative tone when I said I’ll publish about this.

  21. I'm not sure how I could have been more clear that I wanted to be left alone

    I’m not sure how I could have been more clear that I wanted to be left alone, and they kept persisting. They kept implying that they would work with my circumstances, so being in a financially vulnerable place, I decided to finally try this Brookwood Loans place. So I sent all the pertinent information they asked for, only to be sent an automated denial email. After literally going back and forth with this company for over a damn week.

  22. I wouldn't.

    Brookwood was able to give me a loan when I really needed it. I was aware of the incredibly high interest rate. Yes, they are really good at letting you know when your payment is due with reminder emails.

    However, I believe that they cater to those that are in a financial bind and take advantage of that with that higher than should be legal interest rate. Best bet if you have to get a loan from them, like I did, is to pay it off as soon as you possibly can. There are better loans out there without 116% APR. Had I to do it over again, I wouldn’t.

  23. Pay it as soon as u can. Remember they don't have penalties to paying it early.

    I agree with Troy M. YES! their interest chargers are unavailable ridiculous but hey when you need it YOU NEED IT! If you match their requirements they literally will have the money in your account the next day!

    I’ve borrowed twice from them for the holidays & they sure got me out of that situation.. Just word of advise. Pay it as soon as u can. Remember they don’t have penalties to paying it early.

  24. Never Again

    We are Stephen Williams loan Service we Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 2% per year, Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason!

    We are the trusted alternative to bank financing, and our application process is simple and straight forward. Our loan ranges from $5,000.00 to $25, 000,000.00. (Twenty Five Million Dollars). Additional Info: We’re fast becoming the private, discreet, and service oriented lending choice for general loans. We’re the company to turn to when traditional lending sources fail.

  25. Scammer

    I bet if you are complaining that it took too long you still went with that company and got the $ , and the others you are probably just angry and bitter in general, they were very helpful with my loan and it took 10-15 mins to process and “review” and I got the $ in my account by end of the day.

    Also they allowed me to pay extra monthly so when I pay my loan off in 3 months I will pay way less interest since I will be paying it off early. My suggestion to people reading this is make your own decisions about any company don’t just listen to people who just want to rant for really no good reason.

Preston Ridge Road 3440
Alpharetta 30005 GA US
Get directions
Reviews:25
Reported Loss :3254 $
Severity of Scam :High
Reported by : Anonymous
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