Alterra Home Loans

Worst experience

Worst experience I’ve ever had with a Alterra Home Loans. Without writing a book, I have had 3 loans done through them in under 2 years.

The reason being is because they fund a loan( Venta) and give you the monthly mortgage they commit too.

They will instantly sell the loan to another company and within a year the amount of your monthly mortgage will increase dramatically.

They under fund the escrow account to get the number your looking for,  but when the new company reassesses the account it dramatically increases because it’s not enough to cover taxes, insurance etc.

There is a lot more to the story, feel free to message me if you want more details.

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1 review on Alterra Home Loans

  1. Definitely not! I would never recommend this company.

    Definitely not! I would never recommend this company. Their office staff cannot write in correct English grammar when sending communications. Their work is sent out of town and takes forever to return. Our close of escrow was delayed over a month because of this. Parent company of Venta works out of Las Vegas.

    When closing escrow, they neglected to bypass the first month’s payment so we had to start paying right away unlike other escrow companies. Before the second month, they had already sold the loan to another mortgage company. Therefore, we did not receive a payment coupon for the second month. I contacted the second mortgage company who told me that the payment wasn’t due until March.

West Alluvial Avenue 759
Fresno 93711 CA US
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Reported Loss :2452 $
Severity of Scam :High
Reported by : Anonymous
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