A-L Financial is so crooked. They are a bunch of con artists. This review is a few years late but I just found my loan docs and finally decided to review them. Their corporate office in So Cal isn’t any better.
Their goal is to wait until your loan is almost paid off and then Try and repo your auto if you are even 1 day late on loan payment.
I had been laid off of my job and was 1 week behind in my payment and the manager told me if I came in there was paperwork.
I could sign to give me a 30 day extension (added to the back end of the loan). I had a friend drive me (luckily).
She called me from the parking lot of A-L that a repo driver was driving around the parking lot and even asked him where was my car.
Needless to say they didn’t have any extension program for me to sign any paperwork, it was just a ploy to get me there to repo my car.
I was so glad I didn’t drive myself there or else I would have been without a vehicle.
I ended up getting back on my feet and paid the loan off but not with an enormous amount of lies from A-L.