Total Finance

The Worst Company

The worst company to get a car with. If I knew at 20-year-old young adult how much of a scam Total Finance was I would have never got a car from Total Finance.

I pay two different types of insurance. They refuse to let you refinance unless YOU LOST your job or income.

They refuse to change the payment dates and call me every day knowing my payment pattern for the last two years.

You have to pay an additional 8.99 to make a payment online or over the phone.

DONT DO IT!!! TAKE THE BUS!!!!

Is Total Finance a legit?

Total Finance is not running a legit business. They are not aggressive towards customer satisfaction and complaint grievance redressal, Hence 20 consumer[s] submitted negative ratings, and only a few left positive feedback.

Where is Total Finance located?

Total Finance is headquarted at 3015 West Irving Park 773-267-7800 Chicago, IL 60618. You can contact Total Finance by dialing (773) 267-8811 or visit their website totalfinance.net.

How much monetary loss is incurred by Total Finance’s customers?

According to Total Finance’s customers, a monetary loss of US $2365 has been reported. The severity of entire incident reports is high.

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20 Reviews on Total Finance

  1. I would recommend this place to my frie ds and family.

    I have been with total finance for over a year and they have worked with me. My represenative helps me out when i have questions and they call to remind me about my payments so im not late. This is the best place to get insurance from as well helped me out alot. I would recommend this place to my frie ds and family.

  2. Scammer

    I told them i needed a few days and they continued to call my job and persisted to speak to a supervisor. When I told them to stop harassing me they literally started cursing at me.

    I felt so disrespected and appalled that a place of business allows their employees to speak to you that way. I have had a loan with Chrysler before and never had that happened, if you were late the company allowed an extension, this company does no such thing.

  3. I DONT RECOMMEND THIS FINANCE COMPANY TO ANYONE!

    These people are the people to deal with. They speak over you so they aren’t open to helping customers and don’t care that they finance CAR OUTLET who practice “band aid remedy” on cars and once you take the car home, it’s yours, good or bad.

    They call to make threats when payments are ONE day late. The girls there are the beyond rude, they hang up while your talking to them and don’t care about customers at all. I DONT RECOMMEND THIS FINANCE COMPANY TO ANYONE!

  4. WARNING!!!!Stay away from this place!

    When I told them to stop harassing me they literally started cursing at me. I felt so disrespected and appalled that a place of business allows their employees to speak to you that way. I have had a loan with Chrysler before and never had that happened, if you were late the company allowed an extension, this company does no such thing.

    This company has me fed up, its unprofessional and a low budget place of business. They take advantage of the hard working ppl that need a car by charging a high percentage rate and any kind of penalty fee they can think of. WARNING!!!!Stay away from this place!

  5. BEWARE!!!!!!!!!!!This place has the worst customer service

    BEWARE!!!!!!!!!!!This place has the worst customer service!!! First off, my credit is poor and they know this but also know you need a car. I asked what the percentage rate was and there answer was “does it matter you need a car”…..Really??? Yes it matters!

    They did not give me the percentage rate, I had to look at my contract and then realized they are charging me 26% of interest. For those of you not familiar with what the rate should be, about 10% should be the most maybe 15% depends on how bad your credit is but 26% is ridiculous.

    I’ve seen ppl with good credit get a rate of 3%. Another example, I was late a week on my payment and they literally harassed me at work, called 5 times in one day.

Reviews: 20
Reported Loss : 2365 $
Severity : High
Reported by : Anonymous
Views :