very disappointed with Third Federal Savings & Loan! While shopping several lenders for a mortgage loan, a Third Federal loan officer and I developed a plan for the loan with regard to closing costs and an interest rate and i received an approval that was all supposed to be good for 60 days.
After a home purchase contract subsequently went through Third Federal I reviewed the loan package and realized that, without any prior discussion or notification, about $3000 in additional closing costs had been slipped in … visible on page twenty-something of the package.
My loan officer was, strategically, “out of the office” when i called and I spoke with some surrogate who, annoyingly, refused to answer my questions and continued trying to provide education on loan products… even after I informed him that I thoroughly understood the loan products (I am a real estate broker).
3 times he told me, “we don’t do business that way.” Really?!? They DID conduct business this way, with me at least.
Third Federal wasted my time and would have completed screwed up the purchase timeline if I had not been willing to self-finance the purchase (which i did).
I most definitely recommend against this lender!