I did myself a favor and opened up a separate account so that I could start saving.
Unfortunately I was forced into open a checking account as well that I wasn’t planning on using.
After using the account a few times I found that I didn’t like how long it took to post transactions, how long it takes to clear, etc.
Unfortunately I was frauded several weeks ago with this account and have been waiting for a resolution for two weeks.
At this point I’m basically out over $1000 because these people have made claims that there’s no way anyone else could have done this – are you joking me? This has happened in almost every country and it continually happens over and over and the banks are getting away with charging us. Joe (over the phone, about the fourth person to call me back within two weeks to ask me the same questions and give the same response: we will call you back)was not very helpful when it came to helping me and basically blamed me for the loss.
Now I’m waiting for ANOTHER person to call me back. Realizing that as soon as this is over I will be closing my account because it’s not even insured by the FDIC, it’s insured by American Share Insurance, which I’ve never even heard of and this must be why they are fighting me over $1000.
This would have already been handled with my other banks – I am thoroughly embarrassed.
Never have I ever been treated like this before.