Home Loans Assist

Home Loans Assist is a ripoff

Home Loans Assist is a ripoff. You can literally do everything they do by yourself. Just contact the credit bureaus yourself and dispute the claims.

It literally takes no more than maybe an hour of your time, and Home Loans Assist charge $100 monthly for that.

Also, they only guarantee that they will remove at least 50% of false claims on your report. So its not even guaranteed that they will take it all off.

And it also has to be false. You can’t get things disputed off your credit report that are correct. In other words, you can’t get a bankruptcy removed either.

This company misleads customers into a contract on the phone. My caller said that I could get a bankruptcy removed, but this is not true.

These guys are pretty much scammers. You are just wasting $629 by doing business with them for work that you could do yourself for a couple of hours.

Is Home Loans Assist a legit?

Home Loans Assist is not running a legit business. They are not aggressive towards customer satisfaction and complaint grievance redressal, Hence 30 consumer[s] submitted negative ratings, and only a few left positive feedback.

Where is Home Loans Assist located?

Home Loans Assist is headquarted at 1499 W 121st Ave Ste 320 Westminster, CO 80234. You can contact Home Loans Assist by dialing (888) 795-9088 or visit their website homeloansassist.com.

How much monetary loss is incurred by Home Loans Assist’s customers?

According to Home Loans Assist’s customers, a monetary loss of US $2251 has been reported. The severity of entire incident reports is high.

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30 Reviews on Home Loans Assist

  1. SCAM

    This is a total scam. when you let them know you don’t need their services, they continue to bill you.

  2. Do not use this company

    We spent ALOT of money with this company over the past 7 months. All they do is send letters every month, which we can do. No change in our credit scores at all. Do not use this company.

  3. He explained everything and listen careful to my concerns.

    My customer service Rep Taylor Major was absolutely fantastic to work with this morning. He displayed GREAT customer service. It was a pleasure working with him to get my issue’s resolved quickly. He explained everything and listen careful to my concerns.

  4. Taylor Major is the only guy I would work with again at this company.

    Taylor Major is the only guy I would work with again at this company. He didn’t give me the tired salesman pitch everyone else did, he returned my calls and emails promptly with an accurate detail on the activity within my account.

    The company as a whole did a great job boosting my credit score to buy a new home, but the customer service from everyone but Taylor and Andrew N. was awful.

  5. Karina is a very sweet and helpful.

    Karina is a very sweet and helpful. She answered all my questioned and made sure I stayed on track to keep my credit score going up.

  6. There are no courtesy removals or updates.

    I have seen a number of reviews on this site with the same theme- “all they do is send out letters of deletion.” This is obviously written by someone who does not understand the process of credit repair or has never tried to do it on their own.

    The ONLY way to repair credit is through repetitive, constant badgering of creditors to correct errors and remove items, and the ONLY way to do that is in writing. There is no “negotiating” to fix a credit situation. ALL credit companies will spew back at you that they are just following the “fair credit reporting act” and are obligated by law to report all information that they deem accurate.

    There are no courtesy removals or updates. It is a painstaking, frustrating process. I, for one, a thrilled to have a company like HLA on my side who never judges, always seems willing to go after any piece of information on my credit report, and who has done so with good humor and dedication.

    I absolutely feel that this company is well worth the money they charge per month, especially since credit has become such an important part of our lives, and since a poor credit score has far reaching, often long term effects.

    If you are expecting HLA to fix all your credit problems with no effort, involvement or sacrifice on our part then you are sorely mistaken and need to educate yourself quickly. After all, it is not the fault of HLA that your credit is as it is. There is no magic pill to cure everything. Thank you HLA for all you have done for me and for your wise and timely advice!

  7. I am very satisfied!

    Monique was extremely helpful. I am very satisfied!

  8. I am very satisfied!

    Monique was extremely helpful. I am very satisfied!

  9. I look forward to continuing to work with her and her team.

    Karina Parry Has been great with my account. I started their servie at the end of January and have already seen great improvements. She took her time to call me today and speak with me about each matter on my report and answered any questions I had. I look forward to continuing to work with her and her team.

  10. I would like to say that I am having great success with Home Loans Assist.

    Hi All, I would like to say that I am having great success with Home Loans Assist. I had two Reps who were very nice and extremely knowledgeable. Recently I called, and was taken care of by Megan Cole. She too was great! She answered all my questions to my satisfaction.

    She was patient, listened carefully and assured me in all my concerns. She was also very friendly and spoke highly of her colleagues when I mentioned the others I had already spoken with. I felt safe with her as I have with the others. It’s great to be able to trust all of the Reps and feels good to know they are working hard to help with all your concerns.

  11. Poor Service

    We have been with them over a year and they helped my husband’s credit enough that we were able to purchase a house and close on it last week! A little frustrated over the course of the year’s time but that’s why I gave them 4 stars instead of a full 5. I am a creature of habit and once I speak with someone I would like to keep speaking with them and we had a big turn over for a while and our rep kept changing.

  12. I recommend this company if you're looking to clean up your credit report.

    Home Loan Assist was suggested to me by a loan officer during a refinance application. They have been very successful resolving some negatives on our credit report. On top of that they have explained every step of the procedure and delivered on what they said.

    Every agent I’ve spoken to have been extremely helpful and friendly. Most recently I spoke to Kristina Davidson. She was very fun and outgoing. I recommend this company if you’re looking to clean up your credit report.

  13. Never Again

    I was concerned about the process because I had not spoken with anyone and was really considering canceling all together. But I spoke with Kristina and she reassured me that the process was working and that things are moving along as they should.

    After speaking with her I felt at ease that this is worth it and the end goal will be in sight. Thanks Kristina for speaking with me and taking the time to let me know that HLA is working on my behalf. Thanks

  14. I am absolutely a satisfied customer.

    HLA did a great job looking out for our interests in an industry where the consumer usually has little power and no recourse, but they changed all that. They helped improve my credit score by over 50 pts – and it’s all legit.

    They are using the system’s own rules against the system – instead of other way around which is how it usually goes. And when you’re done – no strings – no catch – just call them and close your account. I am absolutely a satisfied customer.

  15. Scammer

    Tony Chiarelli was Not wonderful. He helped me so much to understand what was going on with my credit and to help me figure out where I was standing with my scores.

Reviews: 30
Reported Loss : 2251 $
Severity : High
Reported by : Anonymous
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