First Option Lending is terrible. Do not ever work with them ever. My story goes about the same as all the other negative comments on this site.
Do not take it lightly that there are so many, they are on here for a reason.
This company is a larger lender that has taken advantage of the fact that they are 1 of few left from the closers of companies like this in 2008.
They hire young, unprofessional, and inexperienced lenders to manage your files.
They will lead you to believe everything is fine and make promises that are not even close to realistic.
Throughout our process we were lied to, lead into financial hardships, and almost missed the closing of our house.
They sell your loan to other lenders (and do not tell you this) so they underwrite it in house.
Then they underwrite you out of house,all the time telling you, you are approved and will be closing soon.
They continue to come back needing more and more information because new underwriters are just getting into your file.
They have no idea how to manage expectations and take no ownership of the hardships they lead you too.
Run far away from First Option Lending.