Bright Lending

Employees at Bright Lending Scam with Fake Promises

When I first reached out to the Bright lending office, I was greeted with great customer service. Everyone was eager to help. I wanted to borrow $500 and it was not a huge amount. I knew I would be able to pay the interest and principle amount in time. They told me that the interest is very nominal if I keep paying on time.

They promised that I would feel nothing when paying the amount back. I made sure all the paper work was done immediately which they forced me to do right away because of on going offer. I did not get time to check the company’s review and what other customers were saying about it.

The loan was approved for 5 months with the set installations I had to pay every month. So, I made sure that the payments were made on time. In the 5th month, I paid my last installation with extra $100.

I thought that the loan was completely paid. The next month, I did not do anything and in July, I received a reminder for paying the loan or facing the consequences. It was my final reminder and there was still $447 outstanding.

When I checked the mail, I called the customer care directly and asked what has been going on. The guy had no clue. I wanted to ask about the amount that was paid to the principle amount and the amount paid for the interest. He said that he had no option to check that information. However, he could tell that the outstanding amount was $447.

I asked if he could tell me the payments date when the instalments were made. He had no clue about that too. I tried to call the sales guy whom I talked to when visited the company. He was not answering my call.

I visited bright lending right away. The guy was busy wooing other customers. Looking at me, he asked me to wait for 5 minutes and came back after two hours. I was still there. He said that my payments weren’t on time and that was the reason I was charged more money as late fee.

I checked my payments that I had made through my bank account and every thing seemed in sync. To this, he said that I should talk to the bank as the payment never reached them. I called the customer service and they confirmed that the payments were made.

I complaints other employees for the same problem and no one seemed to have a solution to this. I was promised a $100 interest over a $500 loan. However, they were charging me $100 that I already paid plus $447. This was even more than my principle amount.

These guys are scammers. I have not paid the money and the case has gone to the collection team. I get calls every now and then and these people are disturbing me. The complaint is still open with bright lending and they are trying to sort things out, don’t know how much more time they would take.

 

Is Bright Lending a scam?
Bright Lending is a scam and a bad service provider as per the report filed on dirtyscam.com. They are not aggressive towards their customer satisfaction and complaint grievance.
Is Bright Lending legit?
First Bright Lending is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Bright Lending’s consumers?
There is/are 2 review(s) posted about Bright Lending and it indicates that the severity of the scam is High.
Where is Bright Lending located?
Bright Lending is located at Hays, MT 59527, USA. You can contact Bright Lending by dialing +1(866) 441-7674 or visit their website www.brightlending.com before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Bright Lending’s customers?
According to the report(s), US $1000 was the total loss incurred by Bright Lending’s customers.

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2 reviews on Bright Lending

  1. Sally Cotton

    This company should not be in business. I was approved for $600.00. I signed the loans documents and was told the money would be deposited into my account the next day. After waiting over a week and making 5 different phone calls to them I’m told they now need my personal bank information to access my account. I refused to give it to them so they told me my application would be pulled and denied.

    I filled out an application with this company on Jan.22nd. I was approved and signed the documents. Money was supposed to be in my account the next day. After waiting 3 days I called back and was informed the money was deposited into the wrong account. They told me everything would be resolved and money would be in my account on Jan.30th. I called again today and this time I was told I had to provide my personal bank information. I refused since I didn’t have to do that when I took this loan out. The person I spoke with then said my application would be pulled and denied. Don’t do business with this company.

  2. Shawn Giles

    I called 8/17/2020 to pay my loan in full 4 days before my due date and they said no penalty will happen but yet I’m paying $80 back in interest this is definitely a scam so ppl don’t deal with them there defrauding people

Reviews:2
Reported Loss :1000 $
Severity of Scam :High
Reported by : Anonymous
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