I have dealt with Mortgage Banc to get mortgage for my house. They cheated me by not disclosing all the details until closing.
They gave me a good faith estimate but they didn’t show FHA Mortgage Insurance in my closing costs and they silently added it to my Mortgage amount.
I went with them because they offered the best rate than anybody but there are lot of hidden charges they come up with slowly.
The agent (Kit Arlington) always told that he is sure that the closing cost would be less than the good faith estimate but ended up paying more. I will never deal with them again.