Stearns Lending

The Whole Home Loan Process

Had all kinds of problems with Nicki Harlow-Stearns Lending, my loan officer throughout the whole home loan process.

I consider this a bait and switch situation, as several verbal commitments that she made through the loan process (for 45 day rate lock and fee free recasting of loan) were not honored.

There were also numerous financial mistakes made in my loan documents which I needed to point out to them in order to have corrected.

Stay away from Stearns!

Is Stearns Lending a scam?
Stearns Lending is a scam and a bad service provider as per the report filed on They are not aggressive towards their customer satisfaction and complaint grievance.
Is Stearns Lending legit?
First Stearns Lending is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Stearns Lending’s consumers?
There is/are 1 review(s) posted about Stearns Lending and it indicates that the severity of the scam is Medium.
Where is Stearns Lending located?
Stearns Lending is located at 1851 E First St #725, Santa Ana, CA 92705, USA. You can contact Stearns Lending by dialing (626) 221-4045 or visit their website before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Stearns Lending’s customers?
According to the report(s), US $6221 was the total loss incurred by Stearns Lending’s customers.

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Reported Loss :6221 $
Severity of Scam :Medium
Reported by : Anonymous
Views :