Patriot Finance

Do not apply with Patriot Finance

Do not apply with Patriot Finance. Received a pre-approved offer from Patriot Finance.

I apply because my score is well above the 700s. I have verifiable income well above 100K.

I apply and submit all documents requested. This is where it becomes murky.

After submitting my docs, I awaited 72 hours for a response.

Then the underwriter Jeff (which isn’t the underwriter, he’s actually the prejudiced COO Jeff Branton) calls & ask for W2’s and my tax return which wasn’t a problem.

Then he ask for a IRS Form 4506-T form & 3 more months of bank statements to further verify my documents?!? Hmmm…really?!? Six months of bank statements, 3 paystubs of my last pay period, Drivers License, a W2, 2016 Tax Return, & IRS Form 4506-T.

Qualifiying for a mortgage would be easier and less invasive than this process.

Also, I think their staff & underwriters are extremely prejudiced towards people of color.

Don’t let the one or two black receptionist in their office fool you.

Anywho, after the long drawn out process, I get an offer. Get this….

A $15,000 loan with an 39% APR-59% interest for 36 months !!! Really…?!? They pulled Transunion and my score was 739.

No lates and zero credit usage. All account up to date & paid. DTI Ratio at 17%. And this is the best they give me?!?

Don’t listen to any of the reviews on Trust Pilot. If you are a minority, go to a credit union or local bank & apply for a loan or credit card.

This Alt-Right company has no problems funding predatory sub-prime loans to minorities and offering much better rates to those who are of their liking or ilk.

P.S.- That Person Jeff. On top of being the “underwriter”, he is the COO of the company.So if he feels like being discriminatory against you, he will.

If you feel you have been discriminated against, you should file a complaint with the General Attorney & State of Georgia. His name is Mr. Jeff Branton.

Is Patriot Finance a scam?
Patriot Finance is a scam and a bad service provider as per the report filed on They are not aggressive towards their customer satisfaction and complaint grievance.
Is Patriot Finance legit?
First Patriot Finance is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Patriot Finance’s consumers?
There is/are 1 review(s) posted about Patriot Finance and it indicates that the severity of the scam is High.
Where is Patriot Finance located?
Patriot Finance is located at 2500 Cumberland Pkwy SE #225, Atlanta, GA 30339, USA. You can contact Patriot Finance by dialing (678) 534-8226 or visit their website before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Patriot Finance’s customers?
According to the report(s), US $2548 was the total loss incurred by Patriot Finance’s customers.

Write a review or complaint on Patriot Finance

Your email address will not be published. Required fields are marked *

1 Review on Patriot Finance

  1. That is ridiculous.

    Applied for a loan around the end of May. 14 Days later and after 3 phone calls to the company with promises someone would return my call, nothing. That is ridiculous.

Reported Loss :2548 $
Severity of Scam :High
Reported by : Anonymous
Views :