Patelco Credit Union

Wast Of Time

Patelco Credit Union has no interest in maintaining their long term, loyal, account holders.

I’ve been with Patelco Credit Union for nearly ten years, despite living out of state since 2012.

I requested a courtesy reversal on a few NSF fees, I was granted two.

Their excuse for not reversing the rest was, “we are unable to reverse more than one NSF fee per year”…even though they just reversed two.

The matter-of-fact is, they can reverse as many non-sufficient funds fees as they want, they just don’t want to.

They make millions of dollars every year on people who don’t request courtesy reversals, so saying “we can’t” is just a lie.

This isn’t me blaming them for my inability to budget properly.

I am simply stating that they lie to keep more money in their pocket.

When I asked if they could set me up with a LOC to help out with my paycheck-to-paycheck situation, which is always leaving me in the hole with NSF fees, they were unable to do so.

Their reasoning was because I’ve had too many NSF fees in one year.

That’s pretty much them saying, “we like taking your money too much to help you out”.

My (new) local credit union was able to set me up with a checking account, and they offer 6 courtesy reversals a year, and they reverse all NSF fees if the account is brought back to positive standing in 24 hours or less. Much better customer service.

I can’t believe I wasted my time with this BS company for nearly a decade.

Oh well. One more bad review to add to their list.

Is Patelco Credit Union a legit?

Patelco Credit Union is not running a legit business. They are not aggressive towards customer satisfaction and complaint grievance redressal, Hence 1 consumer[s] submitted negative ratings, and only a few left positive feedback.

Where is Patelco Credit Union located?

Patelco Credit Union is headquarted at 124 2nd St San Francisco, CA 94105. You can contact Patelco Credit Union by dialing (800) 358-8228 or visit their website patelco.org.

How much monetary loss is incurred by Patelco Credit Union’s customers?

According to Patelco Credit Union’s customers, a monetary loss of US $4233 has been reported. The severity of entire incident reports is medium.

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1 Review on Patelco Credit Union

  1. uninformed junion adviser in danville branch

    I agree Pateco is not trustworthy, one adviser located in Danville branch gave me Annuety which is the worst kind of investment, he singed me against my wishes, without informing me, I lost
    $20000 from my retirement this place is discosting

Reviews: 1
Reported Loss : 4233 $
Severity : Medium
Reported by : Anonymous
Views :