Patelco Credit Union

Wast Of Time

Patelco Credit Union has no interest in maintaining their long term, loyal, account holders.

I’ve been with Patelco Credit Union for nearly ten years, despite living out of state since 2012.

I requested a courtesy reversal on a few NSF fees, I was granted two.

Their excuse for not reversing the rest was, “we are unable to reverse more than one NSF fee per year”…even though they just reversed two.

The matter-of-fact is, they can reverse as many non-sufficient funds fees as they want, they just don’t want to.

They make millions of dollars every year on people who don’t request courtesy reversals, so saying “we can’t” is just a lie.

This isn’t me blaming them for my inability to budget properly.

I am simply stating that they lie to keep more money in their pocket.

When I asked if they could set me up with a LOC to help out with my paycheck-to-paycheck situation, which is always leaving me in the hole with NSF fees, they were unable to do so.

Their reasoning was because I’ve had too many NSF fees in one year.

That’s pretty much them saying, “we like taking your money too much to help you out”.

My (new) local credit union was able to set me up with a checking account, and they offer 6 courtesy reversals a year, and they reverse all NSF fees if the account is brought back to positive standing in 24 hours or less. Much better customer service.

I can’t believe I wasted my time with this BS company for nearly a decade.

Oh well. One more bad review to add to their list.

Is Patelco Credit Union a scam?
Patelco Credit Union is a scam and a bad service provider as per the report filed on They are not aggressive towards their customer satisfaction and complaint grievance.
Is Patelco Credit Union legit?
First Patelco Credit Union is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Patelco Credit Union’s consumers?
There is/are 1 review(s) posted about Patelco Credit Union and it indicates that the severity of the scam is Medium.
Where is Patelco Credit Union located?
Patelco Credit Union is located at 124 2nd St, San Francisco, CA 94105, USA. You can contact Patelco Credit Union by dialing (800) 358-8228 or visit their website before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Patelco Credit Union’s customers?
According to the report(s), US $4233 was the total loss incurred by Patelco Credit Union’s customers.

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1 Review on Patelco Credit Union

  1. uninformed junion adviser in danville branch

    I agree Pateco is not trustworthy, one adviser located in Danville branch gave me Annuety which is the worst kind of investment, he singed me against my wishes, without informing me, I lost
    $20000 from my retirement this place is discosting

Reported Loss :4233 $
Severity of Scam :Medium
Reported by : Anonymous
Views :