We have our house on the market. We received an offer from buyers who were given a loan pre-approval letter from TJC Mortgage stating that they were approved for $116,000 USDA loan. This letter accompanied the contract that we then signed after agreeing on the price of our home. We then found a home ourselves – drew up a contract and made an offer to another seller who accepted our offer. We then find out that our buyers financing fell through. Our Buyer was told by their lender that they now do not qualify for the USDA loan. This TJC Mortgage Company wrote a letter of pre-approval before they even ran the couple’s credit – wasting all of our time and almost costing myself and my husband 1000’s of dollars. How does a company get away with writing up approvals of credit prior to actually doing their job and checking ones credit background to actually see if they qualify? Of course this shortsighted behavior has inconvenienced the buyers, their agent, my family, our agent, our lendor, and the sellers we were going to buy from and their agents as well. All because TJC Mortgage – did not do their due diligence and check the credit of a couple prior to writing up their approval. There should be a law against that.
5 Reviews on MortgageRight
Jon and Rachael
After two denials, we went straight to Jon and Rachael at Mortgageright who were swift with their approval which definitely made us feel great. Even with Ian trying to destroy the closing on our new home build, they successfully helped us through that process!
This is an amazing company. Love the service, fees are great...closing time amazing! People are the best
We’re so happy with this company.. glad we found them.
Avoid this company at all costs!
Horrible, awful, & dishonest company. I implore all Realtors/Buyers/Sellers to stay far away from them & their shady business practices. They lied to my buyer, my buyer’s realtor, me, my realtor, the seller of the house I am buying, that seller’s realtor, & the closing attorney. They lied to everyone throughout the whole loan process assuring us all repeatedly that we were good to go & everything was running on time. Then less that 24 hours prior to us sitting at the closing table the closing attorney could not get the paperwork out of them for the close & we found out that the originating loan officer, Pierre Brown, was out of the county vacationing. So this guy goes on vacation knowing he has a loan closing scheduled & he is no where near completing the process! Mind you even the appraisal had been in MortgageRight’s possession for 14 days, the file was never even sent to underwriting. They just let it sit. Bottom line if you actually want to buy or sell a home, avoid this company at all costs!
A very hard working company!
A very hard working company! Tayler Bisignani is very responsive. My clients have been happy with his services for them. Both the company and Tayler are professional and care a lot about their clients.
I dealt with Joe Meadow.
I dealt with Joe Meadow. He was extremely cooperative and worked for me. When I had questions he was there and answered them. I felt as they were waiting on me more than I was on them. With there help I was able to close on my mortgage the day before Thanksgiving, I had placed an offer on the home 28 days prior!