Ideal Home Loans

The Unprofessional Communication

I, unfortunately, cannot recommend Ideal Home Loans. I was in the market for a mortgage and reached out to Ideal really to query what their rates were.

Every bank or other mortgage lender I’ve spoken with was able to provide me with daily rates (of course you can’t lock in til you have a home under contract).

My officer was very evasive with rates, telling me he couldn’t tell me anything without a contract or full application.

Against my better judgement, I still proceeded because I wanted to see whether Ideal could be competitive.

Even after a full application, my officer refused to tell me numbers, but I did get him to tell me a ballpark and it was MUCH higher than other lenders I’d spoken with.

Ultimately, I decided to go with a lender that was very upfront with their pricing, rates, and was extremely helpful.

I would normally have just moved on, not every lender can have the best rates and Ideal does offer some competitive advantage with their pre-underwriting process.

But when I told my officer that I had found better rates (which I never did really find our Ideal’s rates because he wouldn’t tell me) and would go with another lender.

I received the most unprofessional email. The officer accused me of wasting their company’s money running a credit check and his time as well as their underwriters.

I was so taken aback by the unprofessional communication from someone in a service industry.

Ideal needs to realize that in a mortgage origination scenario, THEY are the ones that stand to make money.

I am not indebted to you at all and to accost someone for getting a better rate shows you’re money hungry and not looking out for your customer’s best interests.

Is Ideal Home Loans a scam?
Ideal Home Loans is a scam and a bad service provider as per the report filed on They are not aggressive towards their customer satisfaction and complaint grievance.
Is Ideal Home Loans legit?
First Ideal Home Loans is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Ideal Home Loans’s consumers?
There is/are 1 review(s) posted about Ideal Home Loans and it indicates that the severity of the scam is Extremely High.
Where is Ideal Home Loans located?
Ideal Home Loans is located at 7900 E Union Ave #700, Denver, CO 80237, USA. You can contact Ideal Home Loans by dialing (303) 867-7000 or visit their website before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Ideal Home Loans’s customers?
According to the report(s), US $5874 was the total loss incurred by Ideal Home Loans’s customers.

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Reported Loss :5874 $
Severity of Scam :Extremely High
Reported by : Anonymous
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