Ideal Home Lending

Worst Transaction & Poor Communication

Worst transaction ever. Poor communication, leaves on Friday at noon leaves you hanging all weekend, have to chase Ideal Home Lending down, have to do their paperwork for them.

They hit my credit with so many inquiries it lowered the score. Total C league operation.

Run as far away from this Colorado based company as possible.

I finally closed and only stayed with them because I was stuck with them, now I have to find my homeowners insurance payment that someone never collected or “forgot” to pay.

I can’t tell you the horror stories, just put them all behind me. Got a terrible bait and switch loan rate.

Working on a refi right now again with another company while I figure out who has my homeowner’s insurance money.

Oh, Ideal is on vacation. That company is full of excuses.

Is Ideal Home Lending a scam?
Ideal Home Lending is a scam and a bad service provider as per the report filed on They are not aggressive towards their customer satisfaction and complaint grievance.
Is Ideal Home Lending legit?
First Ideal Home Lending is not a legit business owner or provider. You must take necessary precautions/measures before buying or using their services.
How many reviews are submitted by Ideal Home Lending’s consumers?
There is/are 5 review(s) posted about Ideal Home Lending and it indicates that the severity of the scam is Extremely High.
Where is Ideal Home Lending located?
Ideal Home Lending is located at 5353 Mission Center Rd #222, San Diego, CA 92108, USA. You can contact Ideal Home Lending by dialing (858) 549-9090 or visit their website before filing a lawsuit. We are no way affiliated with better business bureau or yelp reviews platform.
How much monetary loss is incurred by Ideal Home Lending’s customers?
According to the report(s), US $6524 was the total loss incurred by Ideal Home Lending’s customers.

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5 Reviews on Ideal Home Lending

  1. Refinancing is not fun and typically never easy.

    Refinancing is not fun and typically never easy. However, Chris Pimental made it a smooth process. He listened, he explained everything and when I asked the same questions over, he explained them again without hesitation.

    I’ve been through this process before and it felt like I was being swindled- NOT the case with Chris and Ideal Home Lending. It was such a great experience…I would absolutely recommend Ideal Home Lending and make sure to ask for Chris!

  2. My wife and IFound Chris to be helpful in the pursuit of which loan would be best for us.

    My wife and IFound Chris to be helpful in the pursuit of which loan would be best for us. My wife was very pleased with the way the different loans, Chris explained each and allowed her to decide which one was best for us without any pressure. Chris was both professional and personable.

    In speaking with either in person, over the phone or by text. Our experience with Chris and ideal home loans was very pleasing. My wife and I have no reservations in recommending Chris as your loan officer. Ken H.

  3. I was very satisfied.

    Phil gave us great service including after hours when I was not available during the day, got it done in a timely manner. I was very satisfied.

  4. Once again Phil thanks for everything.

    Ideal Home loan branch manager Philip Borshear was a pleasure to work with always returned calls timely. He is based out of San Diego, Ca. but we did everything over the internet on a secure hook up.

    All documents were signed on line which made everything very easy and at your convince to sign. If you need a great broker Philip is your man!!! Once again Phil thanks for everything.

  5. I checked their website and they don't give a hint about their interest rates.

    I checked their website and they don’t give a hint about their interest rates. I also thought it was poor taste to have ‘Paul Bloom’ do their TV ad while wearing a very heavy gold choker chain around his neck.

Reported Loss :6524 $
Severity of Scam :Extremely High
Reported by : Anonymous
Views :