First Centennial Mortgage

Customer Service

We worked with Mark Hubbard on a double application for a home that his real estate agent wife had listed.

We made an offer on the home and were told the seller required a double application and that we had to use the listing agent’s husband to do the second application.

It felt fishy and our real estate agent told us that she’d only ever seen a double application requirement one other time in her 30+ year career.

We jumped through all the hoops for Mark, provided pay stubs, tax info, and proof of funds (which showed 3 times the amount we listed as our down payment).

Mark grilled our loan agent, questioning the interest rate we’d gotten and requesting our loan officer’s internal company rate sheet (which is not only ethical but possibly illegal).

When our loan officer pointed out that it seemed like Mark was trying to steal our business – big surprise! – we ended up losing the house to another offer by only $5000.

We were not even given a chance to counter and I believe it had everything to do with the fact that Mark and his wife knew we wouldn’t be using him to fund the loan.

Mark didn’t even fully complete the loan application himself, he used our loan officer to do the leg work. Stay away!

Is First Centennial Mortgage legit?
First Centennial Mortgage is not a legit business owner or provider. They are not aggressive towards their customer satisfaction and complaint grievance, and hence 1 consumer(s) was/were given a First Centennial Mortgage as a negative rating, and only a few left positive feedbacks.
Where is First Centennial Mortgage located?
First Centennial Mortgage is headquarted at 2100 Main St Ste 102 Irvine, CA 92614. We do not have any affiliation with the better business bureau or yelp reviews platform. You can contact First Centennial Mortgage by dialing (949) 625-4777 or visit their website
How much monetary loss is incurred by First Centennial Mortgage’s customers?
According to the reviews posted by First Centennial Mortgage’s customers, US $5322 was the total loss incurred, and hence the severity of the scam is high.

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Reported Loss :5322 $
Severity of Scam :High
Reported by : Anonymous
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