FundsPay Review: 400% ROI or Ponzi Dead End?

FundsPay is offering 400% ROI in 48 hours to its affiliates. The company claims to invest the money
FundsPay Review: 400% ROI or Ponzi Dead End?
1 (20%) 3 votes

The company FundsPay claims to be involved into investment into Forex, stock market and cryptocurrency. Being equipped in using such big niche to fuel the traffic of its website, it forgot to mention the names of the founders of the company. The website provides no clue about the minds that are running FundsPay.

Or, they have not mentioned the names intentionally? Most of the HYIP programs that are running Ponzi Scheme do not like to become popular. All they want is the money and not the fame. So, if you are expecting someone to come forward and accept the ownership of the company and the responsibilities associated with It, you are mistaken, my friend. No one is ever going to announce their names.

The domain ( of the company was registered privately on 15th March 2018 and as expected, the WHOIS search could not find the name of the owner of the domain.

Trying to find the evidence about the claims made for the services and products it offers, I was disappointed to discover that it was just a flimsy remark with no grounds. The only verifiable service that FundsPay provides is its affiliate recruitment program.

The company has not underlined any specific minimum investment. However, the investment is required for enjoying all the perks offered. There is a free entry option for those who likes to involve themselves with the referral bonus only. Other perks as promised by the company would not be included in this plan.

As a ground rule, it is unsafe to invest in an MLM company that is not transparent to its investors. Hence, it would be a risky deal to invest into FundsPay which has hidden vital information about the details of the company and its admins.

FundsPay – Compensation Plan

FundsPay asks for investing with their program to earn huge ROI which can go up to 400%.

  • Plan 1 – you will receive 140% ROI on the invested funds after 24 hours
  • Plan 2 – you will receive 11% ROI on the invested funds per hour for 12 hours
  • Plan 3 – you will receive 200% ROI on the invested funds after 24 hours
  • Plan 4 – You will receive 400% ROI on the invested funds after 48 hours

The company promises to provide instant deposit as well as instant withdrawal.

Also, the absence of a minimum invested fund makes this plan redundant and fragile.

FundsPay – Referral Commission

The referral commission is paid according to the uni-level compensation structure. In a uni-level compensation structure, an affiliate is placed on the top of the series. The affiliates who are recruited personally, are placed directly under the affiliate who recruited them.

For example, the affiliates who are recruited by the top affiliate are placed on level 1, directly under the top affiliate. The affiliates who are recruited by level 1 affiliate are placed on level 2, under the level 1 affiliate who recruited them and so on. This goes on for an infinite series or until the platform collapses.

The referral commission is paid till fifth level. The percentage of funds invested by the new affiliates are used to pay the existing ones.

  • Level 1: 12%
  • Level 2: 2%
  • Levels 3 till 5: 1%

FundsPay – Reviews

Nik: I tried to withdraw money from FundsPay after earning some ROI. My account did not let me in. When I tried changing the password, I was thrown back to the previous page three times. Lastly, I got through. I placed the request for withdrawal and the amount was deducted from the platform. However, its been a week and I have not received the amount. This is a scam. These people do not answer either.

Ruth: Not a good opportunity to invest. It’s a ponzi scheme.

The Conclusion from the above Reviews

The platform is not trustworthy. This is lucid from the first review. Although the second review does not reveal if the individual is among the affiliates or not, but the program is obvious to be running Ponzi scheme. There is no investment made for cryptocurrency which the company wants you to believe.

You can scroll through the website for yourself to understand the flimsy claims this company has made all over their site. They have no where mentioned any proof about the investment happening either in the forex or the cryptocurrency niche.

They have not given information about the coins in which they are making the investment. In short, they are asking you to invest in their high yield investment program which will provide a profit of 400% in 48 hours. Are you kidding me?

They must be having an insight of the future predictions to make them so rich that they are distributing that money over the internet. Hilarious it is.

The Verdict

The company claims to be involved in various investment and mentions that the profit earned through investment into cryptocurrency, stocks and forex is the source for ROI paid to the affiliates. However, there is no evidence provided for the same.

So, we are left with affiliate program as the only source for ROI. The funds invested by the new affiliates are used to pay the existing ones. How safe does that sound? This makes this entire program, a Ponzi Scheme.

In a Ponzi Scheme, the platform collapses, as soon as the recruitment freezes. Being a ponzi scheme, FundsPay will collapse in the similar manner sooner or later. After the recruitment would freeze, the ROI will stop. The anonymous admin will be the first to leave the program and run away with the left funds.

Those who would invest early would be able to make some profit, if the program stays for some time. But, even then, the majority of the affiliates will lose money.

So, if you are looking to invest in FundsPay, understand the consequences and take your decision accordingly. You would be putting your money to gamble. If you are ready to take that risk, go ahead. But, even if you want to gamble, there are other means for earning profits much bigger than what FundsPay is offering.

Leave a Reply

Your email address will not be published. Required fields are marked *